
Everything is Fintech · 2025-04-29 · 1h 20m
Recorded in London, this episode brings together two of the most insightful voices in UK mortgage fintech, Jinesh Vohra, CEO & Founder of Sprive, and Andrei Lebed, CEO and Co-founder of Koodoo, for a roundtable discussion with Money20/20's VP, Fintech Strategy, Zach Anderson Pettet, and Head of EU Content, Ian Horne. Jinesh shares the story behind Sprive, a mortgage overpayment app saving users millions in interest and shortening loan lifespans - without impacting daily lifestyles. He explains how Sprive’s "Shop with Sprive" feature incentivizes smarter spending while integrating with major UK brands. Andrei unpacks how Koodoo powers mortgage comparison sites and builds embedded mortgage infrastructure for major lenders. He reveals why the unit economics of mortgage tech are so brutal, and how AI is helping to create scalable, compliant, customer-centric advice journeys.
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