Retailgentic · 2025-11-11 · 42 min
In this episode of Retailgentic, host Scot Wingo sits down with Johnathan McGowan, co-founder & CEO of PayOS, to discuss how AI agents will handle payments safely and compliantly. From Visa and Mastercard partnerships to the first live Agentic token transaction, Johnathan explains how “day-one-ready” infrastructure will power the future of Agentic Commerce. Timestamps: 01:56 - Meet Johnathan McGowan, co-founder of PayOS 04:00 - From Visa to PayOS: the founding story 06:40 - What Agentic Payments really mean 08:10 - Partnering with Visa & Mastercard 10:25 - “Day-one-ready” vs new payment rails 12:50 - What PayOS actually does 15:30 - Agent builders and early use cases 18:40 - Understanding “intent” in payments 21:50 - Future-proofing across protocols (AP2, ACP, etc.) 24:55 - How the first live Agentic transaction worked 29:50 - Why PCI compliance & trust matter 36:00 - The global scale of Agentic Commerce As AI agents start making real-world transactions, companies like PayOS are making sure those payments are not just possible, but trusted, secure, and global from day one.
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