IG Live | The Money-Making Expert, The Authority Builder & The Woman Turning Gold Into a Modern Asset

Speaker A: Good morning, everyone.

Speaker B: It is thankful. Thursday, uh, we are here in Japan, so maybe more, uh, good news Wednesday.

Speaker A: There more, uh, good news Wednesday.

Speaker B: Uh, the easiest and fastest way, uh, to change your life is to say thank you. If you're here, uh, on Thursday, if you're on Wednesday, then, uh, let's redefine hump day. Uh, it's easy to do. Uh, no longer you have to get over anything.

Speaker A: Get under, get through, get around anything.

Speaker B: Just supply it with more good news. Be positive, Find the light, the love and the lessons.

Speaker A: Whether it's Wednesday or Thursday where you're

Speaker B: at, uh, we're going to pin up our, uh, contact information here. If you'd like to join us in Japan, if you'd like to join us in Louisville, Kentucky with Nick Saban and Matt Ebert. If you'd like to join us in Chicago, Kalamazoo. If you'd like to join us for season 11 of Office Hours in Vegas. If you'd like to join us in Newport beach with Tim Story, Jay Abraham, Marie diamond, uh, John Coyle, can vu, many others. If you'd like to join us at the All Star Game. If you'd like to join us at Fanatics Fest. If you'd like to join us at Summer League. If you'd like to join us in a private member investment mastermind in London, just email me davidmeltzer.com. we're in 200 cities a year and, uh, you got to keep up with us. You got to stay informed and invited. Uh, and we have a community, a text community that will keep you informed and Invited, which is 949 area code. Pinned right below 949 area code. Follow the dancing finger. 2982905. Uh, we always invited, always invited, not obligated. Just email me. David means beloved, uh, is my first initial. Meltzer means servant. David meltzer.com. come and join us. Uh, we're going to get right into it. Speaking of the uk, Paul, uh, Smith is here.

Speaker A: And, uh, Paul Smith has been doing it since he was 17 at Paul Smith Wealth. Uh, you can follow him, uh, CEO of Touchstone Stone Education. Paul, welcome, my friend.

Speaker C: Hello, David. How are you? Thanks for having me on your show.

Speaker A: Oh, phenomenal having you as well. And, uh, looking forward to, uh, learning more from an expert, uh, especially in real estate investment. You've been doing it, I believe, worldwide since you were 17. Uh, you left home at 17 with very little money. A lot of people, uh, want to know how to use other people's money in order to build a Huge portfolio of real estate. And you at Touchstone Education, help people of all elks utilize, uh, what I think is the most proven and stable investment in the world for sure.

Speaker C: Absolutely. Yeah. So I was born and raised in the uk actually, um, to give you the punchline, the end of the story. Five years ago now I moved to Monaco. So that lifetime of endeavor, that 40 years of being a property investor that built the stage so that I could move out here. So I'm actually talking to you from my apartment in Monaco. And um, the other piece of information is that I don't know about you, but I firmly believe that if you offer a service that's of significance, you'll be handsomely rewarded for that. So 10, 12 years ago now, 2014, when we started touched on education, it was really in response to people asking that exact same question you just asked me. How do you build significant wealth starting with little to no money? And the amount of service that we've given to people and the significance that they've found in that means that we just had Touch and education valued by BDO, you know, the big worldwide accountancy firm at £250 million or a third of a million dollars. So I'm saying that because I'm a really normal, humble guy, I left home with like 200 bucks, the equivalent of um, 170 pounds at the age of 17. And apart from love and education, nobody ever gave me anything else since. So my message number one is you can do this. I believe I'm big fan of many, many of the, the works of Napoleon Hill of, um. But also people like Henry Ford. And I love hen Ford saying, if you think you can or you think you can't, you're probably right. And either way you're right.

Speaker D: Right.

Speaker C: So much of society is just down on you. So yeah, I left home at the age of 17 and how. And I bought my first property in London. I bought an apartment in London in under a year, starting with no money. And real briefly I did that by a combination of hard work and zero spending. And I, I.

Speaker A: You're a big fan of rich dad, poor dad, I assume then as well.

Speaker C: Yeah. And I'm a huge fan of Dr. John Demartini. He's become a close, close personal friend and he says, and I just got to echo this, that the quality of our lives will be determined by the quality of the questions that we ask. And I asked myself the question, how do I live for nothing? And this was before the Internet. I'm talking 1981 and you know, situations vacant were in the local paper. So I was just looking at a secondhand copy of a paper and it said 20 hours work a week for no pay. And funnily enough, I was the only applicant because I was like, what's that? And, um, what it was was this gorgeous country house. So have you ever seen, like, you know, Downton Abbey or one of these really kind of state homes in the uk?

Speaker A: Yes, of course it was in there.

Speaker C: And I lived in the servants quarters completely free. Uh, I would go in the kitchen and they would feed me for free. And, uh, but what I had to do in exchange for that was 20 hours work a week. So my living costs were zero, my food costs were zero, my utilities costs were zero, and I was doing 100 hours of work a week, working three other jobs at the same time. So I bought an apartment in London for cash for £9,000 in 1982. That apartment today is worth more than half a million pounds. So that's going to be like, what, 700,000 USD? Yeah, 700 US all because I worked my backside off for a year back in 1981.

Speaker A: So, so smart.

Speaker C: There was no mystery to it. But then, having done my first one, I just, I didn't stop. Um, and then just built that, built that, built that. Got to maybe 2004, and I had enough wealth there that I could start investing in gold and stocks and whatever.

Speaker A: But story to me.

Speaker C: Yeah, so one of my stories, David, is that. Or one of my sayings is that you've got to earn the right to invest. And if I compare real estate to other asset classes, um, what's a really hot stock at the minute? Say Nvidia. That's a pretty hot stock.

Speaker A: We picked the same one, so it must be hot.

Speaker C: Yeah. All right, so let's say I went to, um, I don't know, one of the big U.S. banks, you know, JP Morgan, something like that. Said, I've got this really brilliant business idea. I want to go buy some Nvidia stock. Could you just loan me 80 or 90% of the value and I'll go buy them? Uh, well, they're going to, they're just going to kick me out the front door. But if you go Fannie Mae or someone and say, I want to get a mortgage to buy a house, well, all right, what do you want? 78, maybe even more. I don't know if you know this. I don't know if it's the same in the States, but in the UK, if you're a homeowner an owner occupier. You've 10, you, you've got to put down 5% so they'll lend you 95% of the property value. Is it kind of similar over there or is it different?

Speaker A: Yeah, there's different programs, but yeah, down to 3% for a first time home buyer. Uh, for FHA loan. A first time three. 3% down. Um, which is exactly. Now I'm curious. You know, you're known as a money making expert. We're going to be in, uh, Mayfair, by the way, with an investment mastermind with Kishore, Lula and Sanjay and Duja and a variety of other people. We'd love to invite you as an expert to come in and, uh, we'd love you to share, but you're also a Guinness Book of World Record holder. What is that about?

Speaker C: You've been reading about me? Uh, okay, so, uh, I was born in the uk. Um, my dad sadly passed away now, but he was English and my mother was Irish. So I'm half English, half Irish. And I always say that I got, you know, what br. Whatever brains I've got. They came from my dad and the gift of the gab, you know, kissing the blarney stone.

Speaker A: Storytelling.

Speaker C: Storytelling, yeah. So I love talking and I love educating and I love getting to know people and I'm loving getting to know you and all these fantastic people that are watching us here, David. But, um, yeah, so me and three of my friends decided that we wanted to go break a Guinness World Record. And we decided between the four of us that we were going to break this world record by speaking continuously in shifts for four days. And I was on lar. So the three, the three other guys, we were all guys. Just happens. Uh, so we basically said we're going to do six hour shifts each. And the rules are if you want to go break our record, that you can't repeat yourself, you can't say nothing for more than three seconds. Um, you can't. There's rules around how many questions you can take. So you've got to be presenting public speaking for. And there's two guys from Guinness World Record, they're adjudicating. There's cameras on you.

Speaker B: Yeah.

Speaker A: Ah, yeah, yeah.

Speaker C: You have to have a minimum audience of 300 people, you know, and they're checking all these tick sheets and, you know, they've got their pens and their spreadsheets and whatever. Um, so anyway, it's my turn and the guys have already been speaking for 18 hours and I'm walking towards the Stage thinking really dumb stuff. I'm thinking, what if I forget how to speak? And then I was thinking more practical details, like, you know, should I drink water? Because you really need to keep hydrated when you. But then I wasn't allowed off the stage, you know, for biological reasons. So I'm kind of, should I drink? Should I not drink? And this mad stuff going through my head. I get on the stage and I'm supposed to speak for six hours. And at the back of the room, I can see him putting these signs up saying, time's up, get off. If you don't get off, we're going

Speaker A: to throw you off.

Speaker C: And my first slot, I was supposed to do six hours. I actually did eight. They couldn't get me off.

Speaker A: Oh, my gosh, that's so good. Well, you were going for it. Yeah.

Speaker C: So I absolutely love it. Um, so it was just a thing we wanted to do.

Speaker A: Well, it's beautiful. I have a Guinness Book of World Record. Couple of them. One for the biggest Mastermind, uh, ever with Tim Storey, uh, who hopefully you'll meet someday. And then I threw the first pitch out at Angel Stadium and we had 60,000 people wearing sombreros Wednesday and Thankful

Speaker B: Thursday combo from Japan.

Speaker A: Uh, that was an amazing guest. Uh, we're gonna have to move to our next one. Paul Smith, uh, founder and wealth building

Speaker B: expert, Guinness Book of World Record holder, touch tone education. Go to mymoneymakingexpert.com come see us in

Speaker A: the UK July 27th, uh, with our

Speaker B: private member investment group, Mastermind.

Speaker A: Uh, so, David, davidmelto.com we're gonna bring

Speaker B: on our next friend here and thank

Speaker A: you, uh, for your patience. Thank you, Paul.

Speaker B: We're gonna move to our next guest, uh, as well.

Speaker A: Payment is in the house.

Speaker B: Hopefully he has, uh, updated, uh, made his request.

Speaker A: Let me see here. Go live.

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Speaker A: Hart show, founder of the profitable podcast academy and an undeniable Insider. Go to podcastleadchallenge.com thank you, Payman, for joining us.

Speaker D: Good morning, good afternoon, good evening. Thank you, David. It's an honor. You're in Japan, I'm in the Philippines. Next to each other. We're close.

Speaker A: Yeah, we're close. So it works out so you understand the difficulty staying connected. So I apologize up front, uh, if we have difficulties, uh, I love the podcast and YouTube channel, um, because you're aligned with my mission. You're TEDx speaking, uh, best selling author. Um, but you know, for us both, we're trying to empower people simply to be happy, uh, you know, understanding. We, you know, the heart is what determines the human experience. You know, I tell people all the time we're booked and by the time our heart starts, they'll stop. Life is simple. We need to keep our heart beating. But the heart has other functions as well. How do you see the importance of this heart centered heart math that exists and you talk about on your podcast all the time?

Speaker D: I love that for me, the heart is everything. You know, my brand is leaders with a heart, uh, specifically because of that. Because for me, it's all about the heart. For me, my life changed the moment I, I switch everything, my business, my life from me, me, me to what can I do for you? What's, uh, you know, the first question is my, my. Whether it's my client or someone on my podcast say, how can I make you shine brighter? Can you shine? I'm just the host, you're the star. You share whatever you want to share. And also what I always tell my, my students and all that, never speak from a script, don't even speak from here, speak from here, speak from there. Uh, because that's when people can really see I'm getting goosebump right now. The heart is everything, my friend. The heart is everything.

Speaker A: You're so true. And people talk about it all the time. It's not what we say, it's what they hear. And I tell people all the time, we hear with our heart, uh, with the feeling, the energy, the emotion, the energy, emotion, um, and to that heart centered comes our articulation of value, uh, that we are here to provide to others. And you know, I always say when we use our heart, we need to know our whole who you can help and who can help you. I want to shift paradigms a little bit. We all know about the giving side. Uh, but I was curious, for someone who's done over 400 podcasts about heart centered living, how important is it to receive?

Speaker D: It's huge. One thing I always, I mean, I struggled before. Was I always. When someone, even something as simple, I want to give you something, I'm always saying, oh, thank you, thank you, thank you. And that's why I had things blocked in my way. Because when you say no to little things. You're selling the, the message that the universe, you don't want anything. Then I start to say, yes, please, thank you, thank you, thank you. Start with little things. And then led to bigger things. Bigger things. So receiving is equally as important than giving because it's a, uh, ying and yang. When you, when you can receive, then you can give. When you can give, then you can receive. It's, it's highly connected. It's highly connected. So it's equally important to give and to receive.

Speaker A: It's so true. Yeah, the infinite loop of giving. You know, one of the other things that helped me with receiving because I was the same way. I would never let someone pick up a check. I always said, no, no. My mom was the same way. We don't need that. And as a kid I was like, yeah, we need that. I would love for you to help us. You know, six kids and a single mom. But uh, for me, when I realized that the closest. When we're able, when we are able and capable of helping others, we're closest to God. We're at our highest self. And when you deny somebody from helping you, from giving to you, you're denying them the greatest gift of being closest to God, of being at their highest self. So I want to encourage people, and I know you talk about that infinite loop, uh, as well, um, in the aspect of leadership, heart centered leadership. What are some of the things that you see leaders today, uh, that uh, you can advise them on the heart centered. But also the courage that it takes to lead with your heart instead of with your wallet.

Speaker D: The first thing I tell them is always speak from the heart. And one of the things that I really understood that really changed my life and that was we all have a part of our story that is we've been, um, hiding, being ashamed of, uh, you know, embarrassed. Don't hide it, share it. Because that's your greatest gift. Nothing happens to you but for you. One of my, my favorite saying is, your crop is your gold. Nothing happens to you but for you. So the part of you that have been hiding, that you've been embarrassed and ashamed, that's your greatest gift. That's your giving that first embrace it loud and proud. And then share it even louder and proudly, not with the world, but with your world. Because your message is not meant for the world, but your world.

Speaker A: I love that. And you, uh, as you know, someone who believes that it is beyond happening, you know, for us, it actually happens through us. And your journey of resilience and transformation really illustrates humbly in a vulnerable manner how the universe comes through us for others. Um, you have uh, this great ability to communicate through you. What are you most focused on? Uh, with, you know, the, the Leaders with a Heart movement. I would say as an author, code speaker and expert. Um, where can people utilize your help the most? Where should they reach out?

Speaker D: My YouTube channel, Leaders with a Heart. On Facebook, on Instagram. But the one when I started my journey six years ago, my goal was very simple is to inspire. You know, when I bring someone on my podcast, I tell them, listen, if your story can inspire just one person, then my, my goal is, is achieved. You're going to achieve because we want a beautiful gifts. Your gift is meant to be shared. And my, my goal is to. Because our us as entrepreneurs, our goal is to 100 time you. David, your message is amazing. My message can be inspiring. If we can inspire just one person, that person was on this by another person, then we can create an unstoppable, uh, ripple effect around the world. And right now that's what the world needs more than ever. More positivity, more inspiration, more good people to that lead for the heart. Not, not just with, with money, but with a heart. You know, that's what I'm all about. My goal is to create a better world. And us entrepreneurs, that's probably our greatest, not probably it is our greatest duty. Yes, we all need to make money, but let's do certain way that's meaningful, impactful and what the best way to do is to inspire others. That's why I started my brand Everything I do. Leaders with a heart.

Speaker A: So smart. And thank you for helping me and my mission of empowering others. To empower others to be happy. A thousand times a thousand. A million. A million times a thousands. Over a billion on my mission. And it takes our friend Payman to help us out. Everybody follow him. Check out his incredible podcast. Make sure you subscribe podcastleadschallenge.com you also can find Leaders with a Heart podcast and his YouTube channel, Payment. Let's do more together and let us know when we can see you. Enjoy. Uh, the Philippines, Vietnam and the United States, the UK Wherever we find you. Thank you. Payment.

Speaker D: Yes. Looking forward to having you on my show, my friend.

Speaker A: Yes, I'm looking forward to it. Thank you for inviting me.

Speaker D: God bless. Exactly.

Speaker A: You got it. God bless you keep up the great work. One of my 1000s. The amazing official payment. Uh, is there. All right. We're rocking and rolling. Let's just see our final Guest. Before we get going here in Japan, uh, a new found, uh, jewelry solution, the Unvault Co Midhee Singh V is in the house. Hello.

Speaker F: Hello. Hi, David. Thanks for having me.

Speaker A: Of course. Well, I wanted to talk about how valuable old jewelry is and how many people are misguided by. I'm here in Japan. Obviously, they are great with vintage bags, jewelry, and watches, um, but utilizing, uh, AI to help us understand the value of, of our old jewelry and how to sell it. You're creating a marketplace here with Unvault Co. Give me an idea of what you can do now with, uh, that jewelry.

Speaker F: So, David, uh, our idea is very simple. If you have any jewelry lying in a drawer in a, in a, in a box, we want you to take it out, take photos of it, and understand its value. So don't keep your gold as a question mark in, in, you know, in drawers. Uh, understand its value using unwra gold and then track it in your portfolio. Because jewelry is actually an asset that moves with the market. And gold has moved, uh, has doubled in the last year. So has your jewelry. So it's time to figure out that value and understand for yourself.

Speaker A: And how about selling it? Are you losing blockchain for fractional ownership in jewelry? How are you helping facilitate, uh, the sale of that jewelry?

Speaker F: Something very simple right now, David. Uh, what we want to do is we want people to, uh, get the transparency of the value, and then if they want to sell, they can also sell on unworld. So very simple process. You click a button, you get a shipping label, you ship things to us. We authenticate. The. The best thing about our process is that we do everything very transparently. So everything is open under a camera. All items are authenticated, um, again, and the video is sent to you.

Speaker A: So full transaction, you store the safely. The jewelry that's shipped to you as well.

Speaker F: Exactly. It's insured on its way to us. If for any reason you don't like the offer that we're giving you, you can reject the offer and we'll ship it right back to you.

Speaker A: But what an enormous thing. Now, building a marketplace, uh, isn't easy, regardless of how great an idea is. So I always classify things. There's good ideas, then there's God ideas. And, uh, the Unvault co is a God ide. Uh, you are working internationally, so no matter where in the world you are, uh, you can ship. Where is it located? Where are we sending the jewelry?

Speaker F: So we are us. So evaluations are open for everyone, but we're us only. For buying, uh, jewelry. So, uh, it all jewelry ship to our office in New York in Diamond District where all the, all the jewelry and the action is. And it all gets authenticated and processed in New York. But we are based in California.

Speaker A: You're based in California. And can you bring it in person as well? Can you get a evaluation in person? You cannot. You have to ship it in.

Speaker F: Let's start it from the comfort of your home. Right. We're doing something even better. Do it at home. It's simpler.

Speaker A: Yeah, I love it. Um, all, uh, right, well, I, uh, am here in Japan and we are, uh, getting a little cut short. But I do want to have you on my other shows. Where can people go to send and learn more about this? Is it Unvault co. That's right.

Speaker F: Www.unvault. um, uh, co. Any jewelry piece. You can start with anything very simply in 60 seconds.

Speaker A: Where are you in California located?

Speaker F: Bay area. So San Mateo.

Speaker A: In the Bay area. All right, well, we'll be inviting you. There's other shows I want to put you on. Obviously. What a great idea. And uh, uh, our Unvault is aiming to unlock estimated Almost a bit 750 billion to trillion dollars unused, uh, gold sitting in your house today. Gold and silver both have, uh, just vaulted, no pun intended. And their value. Look forward to working with you. Amazing business, amazing entrepreneur. We're going to cut it a tiny bit short just because I'm in Japan and they're pulling me away. Unvault CEO, uh, Nidhi, we're going to be sending you our jewelry. My girls and my wife are listening in right now. So at least you got more members coming into you. Uh, and it's up and running everybody's training right now. Correct? Yes, it is amazing. What a great business. It's a God idea. Go to Unvault Co, go into your jewelry drawer and let's get value for things that you may never even know were even there. Thanks so much for joining us.

Speaker F: Thanks, David.

Speaker A: Bye bye bye. What a great job. Thank you everyone for your patience here in Japan. Remember, reach out to me. We got 20 different cities here this month. David Meltzer.com if you want to be informed and invited. Area code 9492-9829-0594-9298-2905. Be more interested than interesting. Be kind to your future self and do good deeds. We'll see you tomorrow or today.