Plaid

…Um, and you can bring whatever your workflow is that to make a decision, right? And I think one of the first things that we did that was new in market was uh integrate plaid for bank linking.…

…And then you have like, you know, the third-party tools like you know, have plaid and you have Finicity and you have MX, which all provide you external financial accounts as a means to hydrate, validate, verify.…

…uh, you know, going from, you know, when we launched back in 2024 of August, um, you know, just having that standard ACH platform and then slowly migrating into having another option of ACH through Plaid, which you know, gave more transparency to, uh, our merchants, you know, having the bank account, um, the bank account confirmed, as well as the balance in the bank account to you know, help uh, reduce those pesky…

…And so a company launched in 2015 called Plaid, which was the conduit between fintechs and large banks.…

…I'm based in Dallas today, and I got into the personal finance space, built, um, a budgeting app on top of Plaid at the time.…

…So when they connect their accounts through Plaid, we analyze their Plaid purchases and we analyze their credit score credit history and we match them to cards that exactly match the gaps in their wallet based on their spending habits.…

…First up, OpenAI launches ChatGPT personal finance with Plaid US Pro Tier First.…

…So think of Finic City, Akoya Plaid, and we give companies a single API to access financial data from all of these aggregators.…

…He's a plaid alumni who brings open banking era fintech pedigree to leading the world's largest regulated crypto exchange.…

…Zach is the co founder and current CEO of Plaid, and Lauren was the founder of Dote Shopping.…

…So uh, what is the Chat GPT finance? So this is built into Chat GPT and it's OpenAI's personal finance feature that connects your bank and investment accounts via plaid, and then you can ask finance questions grounded in real account data.…

…Turning to AI infrastructure - Plaid’s partnership with Sierra aims to embed bank data directly into AI agents.…

…I believe, Mark, you and I met a few years ago when you guys led one of Plaid's funding rounds.…

…So we're using MasterCard's uh, Finicity product which allows you to kind of like plaid where you can connect to a bank account and get bank balance information, bank transfer, all that, you know, transfers and checks and all that stuff.…

…When you see perplexity computer and OpenAI and ChatGPT basically offering Plaid where you know, they can pull in, meaning the consumer can pull in or the business can pull in their financial data into those environments.…

…Uh, we worked together at ah, Plaid.…

…And then you know other uh, other investors that we had was plaid who does what we do but they're worth $25 billion.…

…But I think it's also finding its own um, it's like bilateral agreements between plaid for example and a bank, et cetera.…