Why AI Agents Aren't Ready to Manage Your Crypto Portfolio Yet

Speaker A: And then we've got the agentic finance side really taking off, uh, agents and um, on chain finance, but, and there's been over the last 12 months or so, so much talk around agents managing wallets, money deploying capital, managing portfolios, or you think this agentic finance, and especially on chain agentic finance, let's say, is something that's almost ready to take off?

Speaker B: Yeah, it's a great question. I mean everything is happening so quick. It'd be hard for me to say that it's a couple years away because every day I wake up and there's a new announcement of some new product or feature that's been developed that I thought would be, you know, years away. And so I think it's, it's actually happening sooner than we think. And you know, the building blocks are, are, are there in uh, terms of stablecoins, you know, instead of in, in terms of you know, just um, you know, vault infrastructure, you know, risk management. I think the hard part is, is two things. Like one is um, is data. Right. Like a lot of the assets that exist on these networks are actually quite new. And so how will agents be able to discern whether a particular asset is good enough for a client or not with like six months of history, especially if you're like a fiduciary and you're trying to make investment decisions on somebody's behalf. So I think there's actually like a decent amount of like dil, um, you know, capabilities that have to be developed around. And the second piece I think is a kind of more of a near term. Recently there's been a lot of those kind of attacks being built, being taken out on defi. Um, and so if agents are going to move assets around, um, the systems that they use, in order for people like us to delegate that authority, um, are going to have to need to be extremely bulletproof. And so it's an arms race right now I think between builders, you know, especially on the security enhancement side as well as, you know, the, the bad actors that are trying to exploit these protocols, um, that, that'll have to get to a steady state before I think, you know, the first couple trillion dollars of people are delegating to agents to manage on chain.

Speaker A: Right. Um, I mean you, you touched upon one, one very important point around all the sort of vulnerability that exists in these markets which have been exploited but at, at some level also. I mean, you know, most of the more recent ones are more opsec, uh, related as opposed to actual smart contract, uh, vulnerabilities or surface area. In fact, actually, agents may be able to manage OPSEC far better than, uh, uh, humans. Watch. Multiple steps. And executing.