
Grow Your Business and Grow Your Wealth · 2026-07-31 · 38 min
Where Real Estate Investors Lose Money Real estate investors often focus on purchase price, rental income, and appreciation while overlooking the expenses that quietly reduce their returns. Guest host Ken May talks with Sam Yang, owner of Overline IQ, about cost segregation, insurance expenses, ownership structures, excessive leverage, and the importance of planning before purchasing a property. Sam explains how investors can identify financial inefficiencies, protect their cash flow, and make decisions based on real numbers rather than emotion. 5 Key Takeaways Taxes and insurance are two of the most overlooked expenses affecting real estate returns. Cost segregation may allow qualifying property components to be depreciated more quickly. Renovations and partial asset disposition can create tax opportunities investors frequently miss. Proper ownership structures may help separate liability between properties and protect other assets. Successful investors forecast cash flow, prepare for unexpected expenses, and avoid becoming overleveraged.