
Cutting-Edge Benefits Podcast · 2026-07-02 · 12 min
Healthcare costs continue to rise, but Tom Quigley believes the real problem is not just the price of insurance - it is the way businesses buy it. In this episode of The Cutting Edge Benefits Podcast , Tom Quigley of ClaimLinx joins Neil Haley to discuss the ideas behind his book How to Beat the High Cost of Healthcare and why its core message remains just as relevant today as when he first began writing about healthcare reform and employer benefits strategy. Tom explains that one of the biggest misconceptions in corporate health insurance is that employers believe they understand how their plans are being used. In reality, most companies receive limited data, vague renewal explanations, and little transparency into what is actually driving their costs. According to Tom, Medical Expense Reimbursement Plans, or MERPs, give employers better visibility into healthcare usage and allow them to make more informed financial decisions. The conversation explores how businesses can shift from being passive insurance buyers to active healthcare consumers.