Rethinking Money: Utility Over Hype And The Path To Affordable Homeownership

But if you understand the industry and you under you have team members that understand the technology and you kind of merge it together, you're able to solve a larger, larger challenge. And I think what's important is doing it the other way around, going to the regulators and understanding, hey, this is the direction, these are the rules I need to play by, and then creating a solution based off of that. Welcome to the Accredited Investor Podcast, which you will learn from the world's leading experts, thought leaders, industry titans, and the who is who in business.

This podcast provides diverse, high-level, and timely information for accredited investors and those looking to scale their business to the next level. I'm the host, Jonathan Tuttle, founder at Midwest Park Capital, a boutique mobile home park real estate fund, Revenue Sun, a leading digital consulting and fractional CMO agency, Business Cash Out, a boutique MA firm focused on service-based businesses, and a part of the founding team at Wowie Pop, a mood-enhancing kava beverage.

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Thanks for listening. Welcome back to the newest season of the Credit Investor Podcast. And I have somebody very interesting and a very interesting topic as we get right come into 2026. Welcome to the show, May.

Hey, so glad to be here. Thanks for having me. And she's with Meg Prime. I kind of showed it, cut it short, but um this is gonna be a really interesting conversation because we've had a Web3 and crypto of people on the show a couple of years ago.

Obviously, a lot has changed, and obviously right now it's just like a hot topic again. Obviously, crypto is going to be huge again. So kind of people hearing your name for the first time, describe what you do uh in the web 3 in the payment space. Yeah, um, a little bit about me.

I have been in the web 3 um space for quite some time. So considered a OG, um, I entered into finding real world solutions when it comes to utilizing blockchain and bridging that gap between what we currently use and how can we make it better. Um, can bringing convenience, transparency, um, and tying it to real world use. So that took me over to payments because that ultimately, whether you are a consumer or whether you're a business payment solutions ties us together.

It's it's transacting, it's uh spending and buying process. Um, and what I decided to do was um look at various types of payment solutions in the space, um, coming from web 2 payments, transitioned into how um new innovative digital currency kind of helps um expand reach and bring more transparency within the web 3 space. Yeah, I love it. And yeah, I mean, it's obviously the most important thing is just payments and digital.

We're at that crossroads right now, and you guys are solving a major issue. So you've worked across fintech payments, now digital currency. What patterns do you keep seeing that maybe say the system wasn't working before? Yeah, so I think there's a lot of middlemen involved.

Of course, regulation kind of creates that huge barrier, right? But it's much needed, especially to put checks and balances into place. But when it comes to the way money moves and how we spend, um, I think one of the most common things we've seen is who controls our money? Where does it sit?

How is it reinvested? What do we get out of it? And ultimately, um, from a consumer space, um, one of my early days was I was an executive for some of the most top largest beauty brands. So when it came to retail and transactions and um the entire from a marketing perspective, point system, you figured, well, how do I hold my money?

How do I have full control over it? And how do I get back something in return from the spending that we already do? Um, a lot of brands focus on various areas. How do how do you provide that engagement with consumers, brand loyalty perspective?

But at the same time, how do you make transactions a lot quicker and money transfer process um easier to where you're not waiting three to four days for you know for ACH to go through, or if you're sending money to somebody else and the banks hold a direct deposit for five days? Well, how can you make that much quicker, but in a very transparent and efficient way? Yeah, I 100% agree with that. I think it's it's called float for people not familiar with the banks, but that's how they make their money.

They hold it for days, and it's kind of ridiculous because they make so much money out of every different possible way. And it's like, why does it take so long for the payments should be getting to the people that need it when they need it? Uh, why do you believe payments should be create um long-term value instead of just uh completing transactions? Because of the fact that, well, what do you really get back?

Most of the time you're paying fees for various things from banking transactions to money grammar, or if you're if you're ACH transaction, there's always a fee associated with it. And when it comes to fees, um, for the type of transactions that you do, I think a lot of it is going back to that middleman, right? Because you've got like from a credit card perspective or debit card, you've got the transaction fees that come in between that. And then once a business receives it, they're paying fee for fees.

So ultimately that cost is piggybacked off of the products and purchases that we make. Well, how can you eliminate a lot of those fees when it comes to um the processing system? So we look at a piece of that and how do we solve that? If we're eliminating a lot of the fees, what can we do with the additional revenue that you generate?

How do we give it back to the end user? So that's something that I look at very um quite deeply and look at what type of technology technological innovation can really solve a lot of that, those issues. And um you get back a portion of what you pay, or you're able to save that and and keep it just by doing what you already on a regular basis do. Yeah, I love it.

And that's it's definitely needed, especially like I think there's a certain demographic of people that like, and I've seen marketing materials, but like there's certain demographic of people that never get out of the, they're trapped in that system that was created before, stuck in the fees or stuck into the system where they can never get ahead because of how it's structured and what you guys do is disrupts that going to the end that conversation, reward programs have existed forever.

Why they actually haven't moved the needle for financial outcomes like savings or home home ownership? Yeah. So let's talk about home ownership a little bit and and the cost of living and um the areas that you know most of the time that you get back. So when you make transactions, like that's why credit card and the whole reward system, you know, getting 4% back or getting 3% back.

But at the same time, you might use a credit card to get a certain percentage back for your spending, but you're paying those in uh high interest rates for spending this money, right? Exactly. You end up paying 24% to get 4% back. Now, do I really need that 4% back when I end up paying all of those additional fees or a yearly subscription fee for having that card, right?

So what is our then we looked at it as okay, what is the biggest expense that every American household has? It's your living expense. It covers, you know, your rent or your mortgage covers about 40% of a net household's income. So there really isn't a system that's created where it rewards individuals back for what they already spend on the entire life cycle of a household's monthly net income.

So that's where I think a lot of the challenge becomes is how can you really leverage by cutting out the middleman, like I kind of explained earlier, you get a lot back for an organization to implement such a type of a solution. Well, how do you give that back to the end user since you've already cut that middleman out? And how do you create that brand loyalty where people don't really have to change much of what they're doing? They don't have to buy a new product or they don't have to, you know, enter into this entire new contract type of situation, but at the same time save a lot of that to be able to afford uh to purchase a home or get a percentage back for your rent, even if, you know, apartments every year your lease goes up based off of you know the cost of living and occupancy and various rates.

Well, how can I save that to be able to put towards a savings account and um be able to use it for whatever I want? So there's we looked at projects and blockchain allows you to do that, right? That transparency and being instant and less gas fees, transaction fees. So so that's where um I ended up joining a really big project that's changing how um how we see buying a home, being able to afford solving the house housing affordability crisis kind of does.

Yeah, and to your point, I was uh interviewing a wealth manager, and he manages like family office money, so like wealthy family typically, or somebody had accidentally, well, you just said to your point. He's like the actually the the easiest, quickest way to get the highest return is to pay off your credit cards. Most people will look at that, which goes right to your point. It's like crazy.

Like these banks, and they're like, and that's a wealth manager managing ultra high now with people's families. That's the first thing he tells them to do, just right to your point. Exactly. A lot of fintech and crypto products never make it to past early adopters.

Why do you think that mainstream users reject most financial innovations? Yeah, I think one of the most important things is regulations, right? When it comes to blockchain technology, and I mean, you look at the market, crypto. Um, when people talk about crypto, it's this big taboo, right?

People are so speculative around it and they just uh the trust hasn't been built. Um, especially when crypto initially was launched. Of course, there's a lot of bad actors and there really wasn't regulations set in place. But I think what we've seen is a huge leap forward towards, you know, seeing how digital currency or blockchain solutions can really help everyday users.

And we've seen it a lot in globally in other countries, but I love how, you know, US is taking um a step forward and really allowing a lot of new types of innovation and companies to be able to build solutions right here at home to solve everyday Americans' issues and challenges. Um, and I think that's the direction we need to go towards is seeing, you know, this the types of solutions that already exist. It's just within the Web 2 space on fiat or various other types of payment solutions, they just continue to create other ways where it allows you to spend more money.

Um, but there really isn't a solution that exists where it gives you back for what you spend at a at a larger level and not create a backdoor system where you end up spending more money. Yeah. Yeah. How does regulation or ignorance quietly kill adoption, even with the technology technology is solid itself?

Yeah. Um again, it there really wasn't a clear direction. So it's the wild, wild west, right? You like you don't know if offering such a solution is going to come back and bite you later.

So um it's almost like a play-by-play book. If you don't have that, you don't know which direction to go towards. And I think there's a huge barrier that exists, which a lot of uh new project founders just don't quite have the experience or don't really understand. If they're if you're solving an issue um, let's say in housing and don't have that experience within the housing industry, then it's much more difficult to have that reach.

But if you understand the industry and you under you have team members that understand the technology and you kind of merge it together, you're able to solve a larger, larger challenge. And I think what's important is doing it the other way around, going to the regulators and understanding, hey, this is the direction, these are the rules I need to play by, and then creating a solution based off of that. Yeah, yeah, I agree. And it's your point, your last uh comment too.

Like some countries are really far advanced compared to the US in terms of like adoption. I I saw my friend used to be uh Coinbase, like one of the top guys in the market in there. And he's I forgot what percentage it was, but like some countries like Brazil and the Philippines, some of the countries, like the adoption rate there is like significantly higher, like the amount of people use it, just because they made this regulation so easy for everyone to get it. You know, yeah.

And and you look at UAE and the same thing. Oh, 100%, yeah. Most widely used. I mean, they brought so much new innovation, new founders to be able to kind of explore these opportunities and see how we could solve a lot of the major challenges that currently globally exists.

Yeah, Dubai is great for like innovation. For someone who uh generally is not too familiar with uh Crypto Web3, why should they care about what Mech Prime is building? Yeah, so a little bit, I'm just gonna kind of go into what we're really doing here at Meg Prime. So, MegPrime, the most exciting thing about this project is that we're the very first universal payment solution that's empowered by digital currency that received a um SEC no action letter.

What that means is the fact that we did exactly that. We went to the regulators and we said, hey, here are the challenges that we see that exists. Here's the technology that can solve these challenges, starting here right at home within the United States, everyday Americans. And this is how we can make a major impact in society.

And this is what we want to do. We gave them, hey, let us know what are the rules we need to play by to stay compliant, to do exactly what we're supposed to do, to ensure that a project survives, right? And I think that's what the biggest play of this is. That when we created, we kept compliance and regulation as one of the two top key players within this project.

And we continue to do so, which creates not just trust, but the fact that this is legit, this is going to survive, we're solving a major challenge. What's the major challenge that we're solving? The payments again ultimately goes into what and how an everyday person uses in their daily lives. And we solve that.

We cut out the middleman and we give you back in the form of rewards for your everyday spending. From your coffee to your rent, you're able to earn up to 20% back for your everyday spending without changing what you do, without having to purchase, without any sort of APY, just by utilizing the Meg Prime ecosystem, which transacting with MP tokens. And the greatest part about it is that the end user or receiver doesn't necessarily have to have MP tokens. So we created bill pay.

You can pay your rent, you'll be able to pay your mortgage and be able to earn up to 20% back from what you pay. So any type of increases, imagine having putting that aside for emergency, you know, you have a leak in your home or your rent's about to go up because you're about to renew it. Um, the second greatest part is through partnerships, you're able to work towards the purchase of a home. And in partnership with Megatel Homes, which our um founder and uh CEO, Zach Ipour, he's one of the largest home builders in the United States, Megatel Homes.

So he understands the housing industry. And one of his biggest passions is solving the housing crisis. Um, through that partnership with Megatel, people are able to earn up to 2.99% mortgage rates, which is insane.

It's never heard of. And we're able to do that by leveraging blockchain technology, by cutting out the middleman. We go directly to the source and be able to give that back to the end user. Um, and there's a program like Rent Forward and Home Path, where one of the programs you're able to earn up to 12 months of rent back towards a purchase of a new home.

So there's a lot of things that we're doing that allows everyday Americans to be able to dream of affording a home again. You know, um, in Texas, I'm based out of Dallas. House housing prices have skyrocketed. And you think about the people that purchased homes during COVID and what the interest rates look like.

It's it's insane. And being able to like even think about purchasing a home in Texas, used to be able to buy a house for like $350,000. Um, but now you can't buy it less than $700. And just that increase alone, like your earnings aren't going up at the same rate as home prices.

So, how do you bring that down? And how can uh generally and rents going up just as much? So, how do you afford in a whether it's a one-income household or even two income households are struggling right now? So we're looking at ways to give back um a percentage of what a household's monthly net spend is, and we're able to do that through leveraging technology and our experience in the industry.

Yeah, and to your point with uh blockchain, it's just it eliminates the middleman and it creates transparency and it creates efficiency. And some of the systems, the old systems like the old bottlenecks because everyone gets a cut of a piece of the pie. By the time that's why we have such high fees and such delays because everyone's touching the money before you get it, and like all these fees are to add into it. So I remember I see in uh I think California a couple years ago started rolling out using blockchain to because they have a big issue with people's cars getting fake fins and fake stone cars or something, and they're selling luxury exotic cars, and and nobody can figure out who has the actual title.

So they're like they're using blockchain. So here it is, here it is verified. So like the technology is there, and once once we have like the regulation and everything integrated, it's just gonna be so much more like efficient, transparent, and this is the world's gonna be a lot better place just because of what it does. It just it's amazing what it does.

How is that? And okay, so just to kind of add on to that, like Miami did that right too, right? With like the governor, where you could pay utilities with like Bitcoin. And I think I think that's so huge, especially because of the way that like even if the receiver was receiving it in crypto and then it goes up in price.

Now, you know, if someone paid me $100 and and by usage, it grows in value, right? So you're creating this currency and the value of the currency based strictly on usage. The more usage you have, the higher the value becomes. So if I get paid in $100 today for my bills and just for it sitting there, it grows to $200.

Now it's like, you know, savings that I wasn't even expecting just for accepting a bill, as even if it's like a renter or a uh if I'm Airbnb being my house, things like that. So I think it's so valuable because you're it you see a way to move forward versus just being able to like, you know, that routine, that mundane life where okay, I'm paying this much in fees and and there's no way to move forward. Yeah, and you're talking about uh Mayor Francis Suarez. Yeah.

Yeah, he was supposed to be on this actually. He was uh we were, and he's I I just he just shared one of my I said he was best mayor because he just you know um he just retired and uh he shared it on Twitter my post, and I said best mayor is funny. So he was supposed to be I'm gonna have to when you mentioned that I have to rebring it back up because he was supposed to come on and then there was like a hurricane or something happened. He was the the mayor of all the US mayors, like whatever, besides Miami, and he had to go somewhere, and so we were gonna schedule.

I was actually flying out to Miami to record it. So yeah, so when you brought that up, I'm gonna actually just message him on Twitter actually has email too. Uh local government governments kind of getting into it too. Like uh I'm in Texas and uh Governor Abbott's very pro-crypto as well.

Like, you know, Coinbase just uh moved their um actual not headquarters, but they just incorporated in Texas too. So you see a lot of yeah, yeah, a lot of blockchain. It's it's very pro innovation, which is great to see because it's bringing so much new talent into these spaces. Yeah, they probably will like everyone's moving out of California.

It's accident. How is Meg Prime uh approaching digital currency differently from platforms that focus on trading? Speculation and or andor price movement. Yeah, we're we're solving um challenges in every area that you can think of, from like I said, from coffee to from your morning coffee to being able to pay your rent, mortgage, utilities, and and expanding beyond that.

So we cover, you know, you'll be able to like we'll one of the solutions we'll launch is a um a crypto debit card. So you'll be able to utilize just a uh, you know, a debit card type of solution at any payment processor and be able to buy your coffee and earn a percentage back. And and you do what you do without changing anything. Um, and I keep saying that strictly because there's so many platforms that exist that say you get four percent back, you know, even with your bank apps, right?

Chase or Bank of America, but you have to go into the app and and hit all of these, like subscribe to all of these rewards that you want. Yeah, you don't know about half of half the time. Exactly. So it's all about convenience, and we create that, embed that into the solutions that exist where you're not having to, you know, change anything else that you're doing because time is so precious, and I feel like we keep losing it more and more now.

Um, so we create that convenience into it, and we're ultimately a grow global project where it helps people outside of the US. We're starting out with our use cases in the US and kind of expanding from it. So housing is just one of the solutions that we're kind of implemented. There's so many programs that are going to go out, and and the fact that, again, it's it's a really big deal for us to get like the no action letter and being one of the very first to achieve what we're doing, where people are stopping to say, you know what, they are onto something.

This can make a difference with all of the challenges that currently exist and being able to bring that transparency into every home and breaking down a lot of barriers. I think that's what projects tend to have uh fail is the fact that it's either all crypto or all fiat, right? How do you bridge that gap between web two and web three to where you get to choose the type of currency you want to transact with? Let's say we're transacting in a payment, you know, as a business and a consumer, you want to earn rewards by utilizing our MPP token, but I am hesitant and me as a business, I just want to deal with fiat USD.

We have a patented protocol that allows you to do that. You transact, you get your rewards, you transact with MPP token, but on my end, I receive it in fiat straight into my bank account. We're able to do that, which I think solves one of the biggest challenges globally that exists within payments in crypto. Yeah, people are trying to figure out how to transition and the business owner, well, I want the cash.

That actually is pretty unique. And to your point with the uh the rewards earlier, half the time, like it's this is actually something people want, like the housing, you know, an every purchase things you actually use, like the rewards half the time are like, oh, first you got to find it, then it's like, oh, it's like on gas, or this month it's on like restaurants, or like, well, I take Ubers everywhere. So like maybe I don't get I don't get any gas rewards, like so it just kind of like actually having meaningful rewards basically is pretty different.

Yeah, and rewards are so fragmented, right? It's like you you you get rewards on your airlines and it's for one specific airline, or you get rewards at the grocery store, only one grocery store. So I feel like once you break down the fragmentation of rewards, you get it back in one currency, you spend it wherever you want, or you save it if you want to use it towards something else, then why not? Yeah, yeah, exactly.

I use different airlines, and like I never get, even though I fly a lot, I never get any free flights because I got like I'm right below all the tiers, but I had like 40,000 miles last year and I get gotten over. And then you lose it. Yeah, it's 2020, like six different airlines. Uh yeah.

Looking ahead five to 10 years, how do you think platforms like MagPri will reshape how people think about money, value, and financial access globally? I think people are spending and earning smarter, and I think that's important to understand how you spend and the different ways you're able to spend and utilize, right? So I think what people don't realize is again, when it comes to convenience, all of the back end and it's all the marketing gimmicks that's out there that allows you to think you're getting a lot back, but you really aren't, you end up uh spending a lot more.

So I think people are going to see, well, when I transact with a digital currency, it can go globally. And the fact that if you're if a project is able to solve that major issue, which we're, you know, one of the things that we're currently doing is the fact that how you you get to choose how you want to transact or what the currency you want to use and what you receive out of it. I think that's a major problem that we're solving is the fact that we're implementing it into the daily lives that actually matter.

It's not just for institutions, it's not just for the Web3 crypto bros and the crypto native, where it feels like you're gambling and getting a return. We're in we don't look at it as an investment token. We look at it as, hey, this is going to reward you for doing what you already do. It's your money working harder for you.

And all you all we're doing is cutting out that middleman and giving that share back to the people, the people that use it. And that's what brings value to our project is growing our ecosystem and everything else comes with it, right? So we're creating a currency for the people that's used by the people. Yeah, I like that.

That's like that's actually a good point, like how you said that, because it's the people sometimes get confused of where, you know, how to use it, and then you guys streamline the process. And this actually goes to the next question here. You've led uh launches across complex regulatory environments. What's one thing people underestimate about bringing financial products to the market?

Is how regulated it is, and and I think that's where a lot of organizations and businesses are afraid to solve a lot of these challenges because of the fact that regulation creates a huge barrier to entry. And on top of that, the amount of money movement that you have certain organizations that control the market and it's the which ties into the regulations to even launch a solution, even if you have the best ideas, you have to go through so many hoops to be able to do that. And it's that much more difficult to enter various jurisdictions.

Each state has its own different regulation. So I think it's really important to bring not just regulators, not just the legal team, but the best um innovators or builders in the space together to come together and say, this is the problem we want to solve. Let's see if it works and let's try to get it out there to the people. And I think more and more projects need to do that.

Look at the use cases. And even if you're not making money initially and being able to kind of grow that user base and give back, ultimately, when you grow that brand loyalty, people come to you automatically and it creates like that brand um following, right? We call it like in the crypto world, it's it's like a crypto cult. You you and you utilize what you believe in.

And all and I really do believe that you know the right project or the right solutions will change how we see things and how we transact or interact with individuals globally. And we're able to do so much more and open up so much more doors and solve a lot more issues. Like if we could solve world hunger, everybody would do it. We can't.

So let's take one step at a time. Let's be able to give back what we used to be able to have that became out of reach for everyday individuals. Yeah. What does trust at scale actually require when you're dealing with money, regulatory, and new technology?

Yeah, it's it's going back to the regulation, playing by the rules. I think that's really, really important. And I can't stress this enough for like the crypto blockchain space. I've been in this space for so long, and I've I've seen many projects just start building and they think about regulations and playing by the rules later, it just limits you from entering so many different markets and being able to provide these solutions to so many individuals.

So I think if you are able to play by the rules very early on and look at your go, your go-to-market strategy as far as well, how am I going to take it to market in various jurisdictions, various countries? And how can I start with the playbook and the rule, like, you know, the direction that I want to go, play with the regulators, play with the local government, play with like, you know, the federal level and ensure that I'm fully compliant because compliance builds trust and it allows you to expand your use cases.

Everybody else, for what from like an institutional level to an everyday user level, is able to bring some sort of relief at the fact that hey, this isn't going to happen to me, right? Because of so much that has happened in the digital currency space. Yeah, no, that's cool. So we'll go to the rapid fire section here.

This will be uh fun. You got you'll be sharp with it. I could already tell. Speculate, uh, speculation or utility, which defines the next decade of fintech and why?

Utility 150. It needs to tie into real world use cases, right? Real world activities. Without it, projects won't survive.

Yeah, I agree. That was the that's where we're at right now, what you guys are actually doing. It's pretty cool. Compliance, uh, black or competitive advantage?

Um, advantage. It needs to be compliant. Everyone has to play by the rules, or else you can't scale, you can't go with it. Like we all need rules and and regulations.

Um, all for regulations, it keeps everyone in line. Yeah, and what you guys do, it keeps that transparency and that trust, which that's the biggest thing. People, if they're not familiar with the web3 space or crypto space, the trust is the thing that's the hardest to earn and you guys are doing it the right way. It keeps the bad actors away, right?

So people can't take advantage of others. Yeah, exactly. Uh one financial behavior people should stop doing immediately. Free stuff.

Look at like all of the when people give you things for free. There's nothing in life is free. Nothing is free. They're all you're always paying for it at the back end.

So read through things, think ahead, look at smarter ways to spend your money. Um, there's so many solutions that exist, you just have to look for it. Yeah. One thing about money most people believe that's quietly hurting hurting them.

Is the fact that money doesn't work for you. They do. There's so many ways money, your money can work harder for you. And the traditional ways isn't it.

Getting that return at the end of the year, you know, where banks are able to take your money and lend it to other people and make a higher yield out of it isn't the way to go. Savings accounts will not get you retirement. Right. Yeah, especially 441ks.

Yeah, like there was a one and a half, two percent. It doesn't even matter if you put in a significant amount of money, it's just like what are they doing? It's nothing, it's not gonna get you retirement. It doesn't cover inflation, it doesn't even cover inflation.

You're literally losing that happen, and then the thing is, you ever see some of those viral videos of people go to withdraw money, and then sometimes it's a large amount, they're like, Oh, what do you need this for? Are you under duress or like they don't want to even give you the money? That's the crazy thing about it. Look in crypto, I I'm one of those.

I bought Bitcoin at five dollars and I kicked myself. I kicked myself, I'm one of those. I try not to think about it. Did you sell it or did you I did?

I did. I mean, when it was $350, I was like, Oh my god, I made it right. And yeah, now I'm just like, oh, I should have held on to it a little bit longer, and so many guild products and stuff. I brought it in the hundreds.

I brought uh I had a post that I always like to put post it because it's like I have a post and you know how Facebook says you're you know, 12 years, 13 years ago, yeah, 14 years ago, it says for those who have an appetite for risk, Bitcoin could be a potential home run. So I always like throw that out whenever it's like scoring real high, and I'm like, Yeah, see, I know, I know. It was like a 2013 or 14 because like I used to get so much crap back then, everyone's you know, everyone's into Bitcoin now.

So I know now I look at tokens, I'm just like, oh, could this be the next Bitcoin? Because who doesn't want to get in at five dollars again, right? Exactly, exactly. If listeners can remember one thing from this conversation, what should they understand about the future of money and their everyday financial choices?

Yeah, don't be afraid of when you hear crypto digital currency and things like that. I think it's really important for whether you're 18 years old, all the way up to 80 years old or even older, right? Look at new ways that technology won't wait for us. You know, if you're not with it, then you're gonna be left behind.

So look at ways it can benefit you, just like we had this Bitcoin conversation. You know, you don't want to be at the other tail of it where it's a hundred thousand and everybody's become, you know, financial has achieved some sort of financial freedom based off of what their tolerance is. So keep up to date. Look at all of the new innovation.

There are so many projects out there that are following the rules, that are changing lives of everyday individuals one way or another. We just have to find it and keep up with it because the banks and the institutions, they are they're moving forward. That's the direction that everybody's moving towards. So keep up with it.

Look at various solutions. There's so many solutions out there. Um, and there are projects that are really working to make that attainable for everyday Americans. Love it.

Yeah, I love what you guys are building. It's very innovative, it's solves a huge problem in America. And then you have the how you tie it in and with the getting approved from the SEC, which is all just just doing it the right way, which you alluded to. Where can people where can people find out more about uh mechprime and about you?

Yeah, you could look me up. Um on um LinkedIn, all on X, social media, Mame Boob. Um, you can find us mechprimepay.com.

Um, we have our upcoming token launch coming up February 26th that I'm super excited about. So that's in a couple weeks. This will be out before we so we've been really all, you know, hands on deck to get this to, you know, in the hands of everyday users. And we're super excited about it, and especially with the team um with our founder kind of leading this.

He has he's very passionate about being able to bring um housing affordability for everyday users, and that's a huge passion of his because of the fact that you know, being able to purchase a home or um work towards buying a home has gone become almost impossible for especially your Gen Z and the new generation coming forward. And he wants to make it a uh the American dream again. So, and and all of the team members, we kind of live by that passion to see all of these individuals work towards you know, being able to solve such a big challenge.

It's I mean, it makes it all worth it. Yeah, very cool. Yeah, it's a cool project. That's why I was like excited to have you on.

So it's really cool what you guys are building. And uh I'll put all the links below and they'll be tagged in here so people if they could look it up, you know, to make an easy reference. Thank you again. Thanks for having me and letting me share, you know, what we're working on and and just the background.

And it's always great to have these types of conversations. Yeah, thanks for being on the baby. Thanks for being on the credit investor podcast. And this is the first episode of 2026.

So perfect timing with your launch coming out. It was pretty cool. Yay, awesome. Well, we like being the first at every yeah, exactly.

Thanks again for being on. Hey, it's Jonathan. Make sure to download and listen weekly as I bring the top entrepreneurs sharing their best insights and timely information. Finally, I get people asking me to help them one on one.

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