with Loulou · 2026-08-18 · 1h 0m
Jayesh Patel is the CEO of Wio Bank, the digital bank that in less than four years has become the account 1 in 3 new UAE businesses choose and the fastest way to see how AI, ownership and the Gulf economy are actually changing on the ground. Before Wio, Jay built Liv. at Emirates NBD. Before that, he was a Deloitte and IBM consultant on the road to Fortune 500 clients, an MBA at Tuck, an engineer at three different universities. In this conversation with Loulou he opens the whole playbook: how he turned down a dream job offer for 12 months to close three skill gaps a mentor named, how he rebuilt Wio's org around AI so a lawyer could build an SMB onboarding platform on a weekend and a Chief Commercial Officer could vibe-code an auto loan product, and why he now describes himself as "a better founder than a CEO." For founders, operators, career changers and anyone deciding what to do next in the Gulf economy, this one is essential. Subscribe for weekly conversations on business, investing and what's really happening in the Arab world.
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