UnHacked · 2026-08-18 · 20 min
Hosts: Justin Shelley - Mario Zaki - Insurance companies are quietly excluding AI-related claims from cyber policies. If you're using AI in your business right now, you need to know this before renewal. For the last 24 episodes, Justin Shelley and Mario Zaki have shown business owners how to use AI to save time and money. This week they hit pause on the excitement and looked at what's happening on the insurance side, because it's changing fast, and most business owners have no idea. Insurance carriers are now excluding claims involving AI resume-screening tools that discriminate against candidates, even when the business owner never intended it to happen. They're also excluding "negligence" claims: if you vibe-coded your own system, put your business data into it, and something breaks or disappears with no hack involved, some policies are treating that as your fault, not a covered incident. Justin admits on the show that his own first vibe-coded project had zero real security in it and could have leaked data before he caught it.
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