Wallets Are Being Rewritten: Tokenization, Embedded Finance & the Future of Payments
The Issuer Academy: Innovate. Scale. Impact · 2025-05-13 · 47 min
Episode notes
In this episode of The Issuer Academy podcast, host Merusha Naidu is joined by Michael Galvin, Co-Founder and Chief Commercial Officer at Toqio, and Ignacio Gironella Merino, Head of Sales Europe at Paymentology and Global Sales Director at MeaWallet. Together, they navigate the true potential of embedded finance through cards and tokenization. What You’ll Learn: How embedded finance is transforming B2B payments Why tokenization is the foundation for secure, frictionless payment experiences across digital platforms How companies like Amazon and Shopify are leveraging cards to keep users within their ecosystems The role of card controls and tokenization in creating industry-specific payment solutions for SMEs Why push provisioning and digital wallets are essential for modern card programme success How insurance companies are using instant virtual cards to revolutionise claim payments and customer engagement Michael is the Co-Founder and Chief Commercial Officer at Toqio, specialising in embedded finance and card tokenization solutions.