
THE FINNOVATOR · 2025-06-05 · 49 min
Exploring innovative strategies in technology and general advice to engage clients not ready for full financial advice. For those interested in providing advice in a scalable way to those not ready for full advice, you'll want to hear Nigel Baker tell the story of Scientiam . He's one of a number of people in the industry, myself included, who believe the next major innovative leap forward will come from finding ways to provide advice more scalably across the entire ecosystem, thereby making it more mainstream accessible. Like many who find themselves playing in the innovation space, Nigel's views on where the future lies are driven by his experiences in building a traditional advice practice, which he has done very successfully with Arch Capital. Scientiam , a digital advice platform powered by general advice, is very different from anything else out there and came from what we call in the tech space "scratching your itch", recognising that Arch didn't have an offering for those not yet at a stage in life where financial advice was viable but would benefit from being able to do a few things better. I know this is a hot topic for many businesses out there.