The Consumer Finance Podcast · 2026-06-04 · 20 min
In this special crossover episode of The Consumer Finance and Payments Pros podcasts, Carlin McCrory , Keith Barnett , and Chris Willis explore the federal government's increasing attention to "debanking" and what it means for payment processors, money transmitters, banks, and other financial services providers. They discuss recent federal initiatives and agency activity that have heightened scrutiny of decisions to onboard, maintain, or terminate customers and merchants, particularly where those decisions may be perceived as based on political or religious viewpoints. The conversation highlights emerging regulatory theories about when debanking could be treated as an unfair practice, and how those theories align with existing statutory and case law frameworks. The group also examines the interaction between legitimate risk management under the BSA and reputational risk.
MLA and SCRA 102: Pricing Constraints and the Complexity of Interest Cap Compliance - Servicemember Protections Explained71 / 100Class Action Surge: What a 25% Spike in Federal Filings Means for Consumer FinancePoint-of-Sale Finance Series: Regulation of Subscription and Auto-Renewal PlansMLA and SCRA 101: Servicemember Credit Protections and Compliance RisksColorado's New ADMT Act: Repeal of the 2024 AI Law, Expanded Coverage, and What It Means for Financial Services