
Team Business · 2022-10-18 · 23 min
Key moments - from our scoring
Substance score
6 / 100
Five dimensions, 20 points each
This episode diverges from the typical Team Business format to feature Mike's daughter Ava as a special guest, exploring fundamental business concepts through the perspective of an eight-year-old third-grader. Rather than a traditional deep-dive, the conversation covers what constitutes a business (using examples like Claire's, Target, Starbucks, and McDonald's), how businesses generate profit and employ people, and basic insurance concepts. Ava demonstrates surprising awareness of insurance company commercials (Liberty Mutual, GEICO, State Farm, Farmers, Allstate) and provides candid feedback on her father's YouTube videos on his channel Fusco Onsini - specifically critiquing his hair, lighting, and suggesting he show real people in his business case studies rather than obscuring identities. The episode takes tangents into Ava's favorite San Diego businesses, her aspirations to attend UC Santa Barbara, and potential career paths as a chef or restaurant server. While unconventional for the show's format, the episode serves as a lighthearted exploration of how business concepts appear to younger audiences and includes practical production advice from an unexpected source.
Ava defines business as a group of people working together to make a good product or service and help people with their problems, generating profit and employing workers - concepts she illustrates using examples like Claire's jewelry store, Target, and Starbucks.
She recommends combing hair and maintaining good lighting to avoid looking red, avoiding profanity because all audiences including children watch, and showing the real people being discussed rather than obscuring their identities.
Ava identifies Liberty Mutual, GEICO, State Farm, Farmers, and Allstate as insurance companies known for their memorable television commercials.
She plans to attend UC Santa Barbara because it's beautiful, and then work at a restaurant either as a server or in food preparation, drawing on her enjoyment of cooking snacks and meals for family and friends.
Insurance means helping people and their businesses, similar to what her father does in his insurance business by taking calls and assisting clients.
Our reviewer’s read on each dimension, with quotes from the episode.
The episode contains virtually zero actionable business insight. The entire runtime is a host interviewing his 8-year-old daughter, whose definitions of business and insurance are rudimentary at best. No frameworks, no lessons, no operator-relevant takeaways are offered at any point.
Well, I think business means basically probably like a business like a group that works together to make a good insurance maybe
I think insurance means helping people and their businesses.
There is no original thinking present. The episode's only 'content' is a child identifying Starbucks, Target, and McDonald's as businesses and reciting insurance jingle mnemonics. Nothing contrarian, first-principles, or even mildly novel is presented.
Claire's is a business because they make jewelry and they sell it.
progressive you want to hear one guys geico geico state farm
The 'special guest' is the host's 8-year-old daughter with no business experience whatsoever. The extended buildup framing her as a 'business guru' who will 'knock your socks off' makes the bait-and-switch actively disrespectful of the audience's time.
You guys might be wondering, who is this business guru? This is Ava Fusco. Ava is my lovely, wonderful, special daughter. Ava, how old are you? I'm eight.
I have no idea
The only concrete data point in the entire episode is the host's aside that he reduced his office footprint by roughly 3,000 square feet. Everything else is vague, name-dropping consumer brands, or a child free-associating.
We shrunk by about 3000 square feet
I go to a school called Mount Helix Academy
The host asks heavily leading questions calibrated for a young child, repeatedly answering his own queries when the guest is stuck. There is no intellectual pushback, no follow-up of substance, and the format by design cannot produce meaningful dialogue.
I think I can direct you a little more since I think you might be a little stumped on this question
Right, and what do they do by selling jewelry? What do they make? Money.
Computed from the transcript - who did the talking, and the words that came up most.
Mike stopped everything he was doing today to welcome a SPECIAL guest to the show. An expert joins him in small business and insurance - and for those entrepreneurs, you cannot afford to miss this episode! Episode Highlights: Mike’s very special guest, daughter, Ava Fusco, introduces herself to the audience, and shares her age and grade level. (3:56) Ava informs everyone in second grade that third grade is fun and encourages them to do well in school. (4:40) Ava shares her understanding of a what a business is. (5:29) Ava discusses some of the good businesses she knows and how they operate. (7:47) Ava explain what insurance means to her and how it can help people. (9:52) Ava shares the advice she gave her dad after watching Mike’s latest YouTube video. (11:39) Ava discusses why people who make YouTube videos should not use foul language and provides an alternative method for making videos more entertaining to watch. (12:34) Ava mentions her interest in attending the University of California, Santa Barbara for college and shares which type of business she wants to work in after graduating from college.
Transcribed and scored by The B2B Podcast Index.
This is Team Business Podcast. Team Business uncovers the everyday entrepreneurs' why, how, and the road to now. Join us to learn how game-changing founders act on their vision and build a team for success. And now, your host, Mike Fusco.
Hey, what's up, guys? It's been quite some time since I've had a live team business podcast. And today, I stopped everything I was doing. There's my desk right there where I do my day-to-day insurance work.
I stopped everything what I was doing today to set up this live podcast episode because of a special guest that I have that is going to knock your socks off when it comes to business. And we're going to even talk insurance today because she knows so much about business and insurance. And you have to be watching this one. You're going to learn so much.
So excited. So, guys, thank you so much. This is Team Business episode number 47. I'm your host, Mike Fusco.
We are live here on Facebook, YouTube, and LinkedIn. You can see I moved my Team Business studios into my office. This is the office that I work in every single day. My computer's there.
This is my little Team Business podcast setup. We moved from the back room, just like a lot of companies. We now have a distributed workforce. We have employees all over the place.
We're in San Diego. We have employees in Texas, Tennessee, Los Angeles, Sacramento, new one joining us from Oregon. So I shrunk my office in half. I wanted to save some money.
I'm sure all the business owners that are listening here today, they want to do the same thing. They want to save some money. Could be going into some tough economic times. We don't know yet, but saved me a lot of money.
We shrunk by about 3000 square feet. And part of that was my podcast studio. The old team business studio was in the other side of the office. So I put it here.
I kind of like this setup. What do you guys think? For those watching live, you guys like my new setup? It's kind of cool.
Anyway, I stopped everything I was doing today. My clients are going to have to wait a little longer than normal because I have a extremely special guest here today. She joins us with lots of knowledge, not only of small business entrepreneurship, starting a company, building a company, growing a team, but also the insurance industry. So all my friends out there that are listening in that are in the insurance biz, you're going to love this one.
And my boy, Andy Slate is already on there. What's up, Slate Diggs? That's my boy from college, UM Terps. Love that guy, man.
He calls me Couscous. That's my nickname. it's awesome so without further ado i have to stop and welcome my special guest today october 13th 2022 team business episode numero 47 come join come sit down yes throw on your headset Take a little sip of water. You guys might be wondering, who is this business guru?
This is Ava Fusco. Ava is my lovely, wonderful, special daughter. Ava, how old are you? I'm eight.
You're eight? Why don't you introduce yourself to the audience? Hello, everybody. I'm Ava Fusco and I am this podcast Mike Fusco's daughter.
Keep going. Oh, your headset fell off. Throw it back on. Make it a little tighter.
You got five people watching. You got five people watching. Sorry, everyone. That was not planned.
so i am ava fusco this you know like mike fusco's you know daughter yeah how old are you i'm eight years old and what grade are you in i'm in third grade okay and i'm gonna let you know everybody out there in second grade third grade's really fun but you you know what get those good grades All right. Get some A pluses people out there. Okay. So school is super important, isn't it?
Now, let me ask you a few questions because I stopped everything I was doing today because we have a special guest, Ava Fusco on our show to talk a little bit about business. Now, our podcast is called the team business podcast. We talk about small business. We talk about entrepreneurship, people that want to start the business, grow their business, hire people, different industries.
So the first thing I wanna ask you is, what is business to you? What does business mean? Well, I think business means basically probably like a business like a group that works together to make a good insurance maybe Maybe that a business Maybe a business is something where people work together to make a good insurance and help people with some problems that they have with their, you know, shops or, you know, anything like that sometimes. So basically what I think a business is, is a big group.
They work together and they make a good insurance. But let me stop you there for a sec because can't business be other things, not just insurance? Yeah, business can be like people who help, people who have fun, people who you know help like you know like get like like well let me ask you this because I think I can direct you a little more since I think you might be a little stumped on this question but camp businesses you're only eight so business I think some of your famous your favorite businesses and these are all businesses that come to my mind are toy stores that's a business ice cream shops those are businesses I'm on a diet right now.
Okay. Candy stores. Those are businesses. I think candy can go on the list.
Now, what else is your favorite? Like Disneyland. Isn't Disneyland a business? Disneyland is a very good business.
Starbucks, McDonald's. Yeah. Those are all businesses. Like, you know, maybe I don't think this is a business, but it's one of my favorite stores.
Target. Target's a big business. Yeah. Okay.
No. Okay. So another one that I was probably thinking about that, it's probably a business. Claire's.
Claire's is a business. So class, make sure to go to Claire's. It has a lot of girl jewelry. Okay.
That's not the point right now. Well, let's talk about more about what businesses are. Yeah. So, okay.
Hold on. Let me ask you some questions. Okay. So we know what businesses are.
Let's talk about Claire's, for example. Okay. What makes Claire's a business? So basically, Claire's makes a business because they make jewelry together.
It makes like... Okay, so what do they do after they make the jewelry? What do they do with it? Oh, okay.
So Claire's is a business because they make jewelry and they sell it. Right, and what do they do by selling jewelry? What do they make? Money.
And do they make profits? Yes. And do they hire people? They do.
Yep. Yeah. So all of that plays into what a business is, right? And also another business is nail places, nails and spas, because, you know, the nail places, they work and they make it so like they could make the colors of the nail polish.
You never really know. Like, you know, and, you know, you know, wait, what? You know what? nail places are a business because they do your nails and then they get money after so nail places can be a business but the three businesses that i really know that are super duper famous starbucks target and mcdonald's yeah and those businesses make a lot a lot of money and they employ a lot of people now let me ask you this question can you say the word entrepreneurship say it one more time for entrepreneurship entrepreneurship and what does that mean i have no idea okay that's a good answer so do you know anyone that started or built their own business yes who you oh i did what kind of business did i start an insurance business.
Yeah, and what does that mean? What is insurance to you? What does insurance mean? I think insurance means helping people and their businesses.
Okay. Do what? What are you helping them do? You're just helping them?
Get money. Get money? From where? So basically, like, sometimes my dad, he gets in calls.
I don't know what the calls are about, but he gets some calls and he helps people with their business. Make sure, okay, so he has a YouTube channel. It's called Fusco Onsini. He helps, he tells about his clients and tell on YouTube how, you know, what happened to those clients and how sometimes clients could be, you know, kind of, yeah.
so they tell about i actually watch something i i usually watch them like you know i actually watched one and it was pretty good one i kind of pay attention to it like and nate real doesn't really pay attention to business videos like that but no it's kind of impressive so there was a kid well i don't have to explain it i don't want to spoil it go make sure to get it on youtube and go Fusco or it see and it's it's gonna be a good one just go to their channel click it right there it gonna entertain you thank you ever that was a such a nice plug now let me ask you this You told me the other day though after you watched my latest YouTube video that I needed to improve What did I need to improve?
What did you tell me? What advice did you give Dad? I gave him advice to, you know, comb his hair a little more because it was kind of duffy. Like, if you know Seinfeld, He kind of looked like...
Kramer. Yeah. So make sure to bring a brush to work. Make sure to...
You want to brush your hair before you get on a YouTube video like that. Brush your hair. Brush your hair, guys, okay? Okay?
Brush your hair. So the lighting, you always want to make the lighting good. You guys always make the lighting good, all right? Make the lighting good, you know.
Don't make your face all like a tomato, like all red. Make the lighting good. Okay, what other advice do you give people who are making YouTube videos? All people watch YouTube videos.
If you are out there and you make YouTube videos, don't cuss. No, do not cuss because all people watch YouTube. Kids, I watch YouTube. I hear cussing and don't know.
Cussing is not good. Okay. No more cussing. All right.
Okay. What about if you're making a business YouTube video? How do you entertain people who are watching your video? That might be boring.
Like my insurance videos are kind of boring, right? For kids. Yeah. So how do I, how do you, how, what can I do to make it more entertaining for you to watch it?
Okay. So there's a person who edits his videos. Do a little, like, show the real person of who he's talking about. Don't, I like the edits you put, the funny, the funny things you put.
Just make it so the real person is there. Because I always, there was one where this guy was, he was married to somebody else. Oh, no, let's not talk about that one. Okay.
Well, let's talk about a different one then. This guy owned a jewelry store. No, let's not talk about that one either. Okay, moving on.
So, basically what I'm trying to say is, like, editor who edits my dad's videos, can you make it so you can, like, show who the person is, please? No, we can't do that. Why? Because we're speaking about just, we're not speaking about particular people.
We're speaking about certain situations. So let's go talk. Let's talk a little more about business and insurance. So what?
Let me ask you this. Comment down below if you think I'm right. If you want to make it entertaining so you can see the real person. Okay.
Okay. So tell our audience some of your favorite, favorite businesses in San Diego, California. What are some of your places that you love to visit and buy stuff from and eat at and all that good stuff? Tell our audience.
Claire's. Of course. Okay. No, no.
Okay. Cut that. Beep. Okay.
I love to go to the mall. Mall's a very good business. Yeah. Well, yeah.
It is. Claire's. Okay. Target.
Oh, Benihana's, which they never really have reservations. Let's think about it. Okay. So my favorite business restaurants are probably, I love, what's it called?
Wait, sorry. Okay, I'm going to ask you another question while you think about that. Chick-fil-A. So let's talk about insurance a little more because you told us what insurance is, right?
What are some of your favorite insurance commercials on TV? because you know them. You tell me about them all the time. What companies do you think in the insurance industry have some of the best commercials on TV?
Come on, you know these. What's the one dad used to work at like 20 years ago? Sandwich shop? Sandwich shop?
Insurance company commercials. You know, like the funny commercials on TV, like Liberty Mutual has them. Who else? Liberty Mutual.
Yeah, Liberty Mutual. Okay, what's their hook? Dun. Liberty, na-na-na-na.
Na-na-na. No, that's not it. Yes, it is. What other companies have commercials in insurance?
You know these. Come on. What do you mean? Think of some other insurance companies that you hear about on TV that do commercials.
and you say dad that's an insurance company progressive you want to hear one guys geico geico state farm state state farm is there yeah one all state um wait i know when it goes liberty liberty liberty liberty that it how about farmers what theirs You know that one Farmers Bum bum bum bum bum bum Bum bum Bum, bum, bum. Oh, you just said it. Okay. So you told us about your favorite businesses.
You told us what business was. You told us about entrepreneurship. You told us about insurance companies. You told us what insurance was.
Tell us. Wait one second. Sorry about my bloomers. I just, I had a mint and my mouth is kind of minty.
So, yeah. Sorry about your what? Bloopers. Bloopers?
Yeah. You don't have any bloopers. Yeah, I don't. I'm just answering the questions kind of weird.
Okay, so let me ask you this question. So when you get older and you graduate college and you're getting your first job. I know what college I want to go to. Oh, yeah?
Tell us. What college? there's a college in santa barbara yeah you see santa barbara huh i want to go to that college because santa barbara is a very beautiful place i definitely want to grow up and have kids and marry somebody there probably okay so and what else do you like now do you have to get really good grades to get into santa barbara right okay so basically all my grades are a's b's that's a b a's pluses b pluses you know okay so you're gonna go to college at santa barbara and then when you graduate and you get great grades and you do well what type of business do you want to work in okay so i always wanted to work at a place where i can make stuff okay like a slime shore a slime store that's what you're gonna do when you get out of college yeah You're going to work at a slime store?
No. That sounds like a great job. You're going to make slime all day? I have a good one.
Okay. When I go into college and I'm like 19, I want to work at a place called, what is it called, Dad? I don't know. Which place?
It's where you, Green Stop. Okay, Green Stop. That's a good one. Because I like to make stuff and cut stuff because I always wanted, I always like to cook for my people, my friends, like my family, you know, for dinner sometimes.
Well, I don't really make dinner, but I like it like the snack plate. And I like, I kind of just like, you know, make like, I make pretzels, salads, I make rice, I make ice cream, I make artichokes. Yeah. So maybe you'll be a chef when you get older Yeah, basically that's what I'm trying to say That's awesome Okay, so Ava's going to be a chef She's going to go to UC Santa Barbara Now why do you want to go there?
Because it's beautiful You know what I want to do actually? I want to work at a restaurant And go get people's orders Oh, so you want to be a server? Yeah I think you'll be very good at that So again, stopped everything I was doing today Because we had just the most special person In the world to join us today and talk business and insurance. Ava, thank you so much for taking the time to join us on the Team Business Podcast.
Did you have fun? That's it? That's it? Yeah, it's been 20 minutes.
No, it hasn't. That's a long episode. That's a really long episode. Is there anything you'd like to say to the audience before we stop?
Yes. Can I have like two minutes? Sure. No, 30 seconds.
So, I go to a school called Mount Helix Academy, And whoever's watching this, so as you know, the guy who, dad's friend, I think he calls him the guy that you intro'd, like, in the beginning when I was. Intro'd? Yeah. And you said he calls your name from college.
My buddy from college. oh andy slate andy slate if you have any kids and they have not been to oh andy slate right there look at the screen guys andy slate good looking man andy slate lives in chicago did you just say he was a good looking man yeah you just call my friend a good looking man he has good hair slate's a good yeah he's a nice head of hair doesn't he yeah good job slate i mean andy Slate dog you call him Slate dog Yeah well That's all I have for today everybody Thank you for my Visit my invite Thank you dad I love you very much My short name Is Sis Boots Because I like to wear boots And I'm a sister I have a brother he's 13 He likes to skate And he's a really good brother.
So I liked his name, Sis Boots. So bye, everyone. Thank you guys for watching us. We hope you enjoyed it.
And we'll see you on the next time. We'll see you the next time on Team Business Podcast. See you. Team Business Podcast.
Do-do-do-do-do. We'll see you next time.
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