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Index/Startups & Founders/Riding Unicorns
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The Future of Finance is AI-Native: Jonathan Sanders, CEO of Light, on Organic Software, AI Agents, and Rebuilding Business Finance

Riding Unicorns · 2026-06-10 · 29 min

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Episode notes

What happens when software adapts to humans, rather than humans adapting to software? In this episode of Riding Unicorns, James and Hector sit down with Jonathan Sanders, Founder & CEO of Light, the AI-native finance platform redefining how businesses manage money. Jonathan's journey spans investment banking, consulting, Pleo, founding Juni, and now building Light. Along the way, he has developed a unique perspective on technology, AI, and what the next generation of business software will look like. The conversation explores Jonathan's concept of "organic software" where AI agents learn, adapt, and operate alongside teams, reducing complexity and transforming finance from a reporting function into a strategic intelligence layer. Jonathan shares real-world examples of AI agents managing company spend, monitoring compliance, automating finance workflows, and generating insights that would have been impossible just a few years ago. The discussion also covers founder psychology, building through uncertainty, AI-first organisations, and how leadership teams must evolve in a world where software development, product design, and operations are increasingly powered by AI.

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