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A Career in Payments: Insights from Three Decades at Nacha

PaymentsJournal · 2026-06-22 · 15 min

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Episode notes

Few payments professionals have been able to observe and influence the industry as much as Jane Larimer, President and CEO of Nacha, who has helmed the organization that governs the ACH Network through challenging industry transitions and considerable organizational success. In her nearly 31 years at Nacha, Larimer has seen firsthand the shift away from paper checks to moving payments at the speed of modern life. During Larimer’s tenure, ACH has served as the national economic infrastructure. In 2025, the ACH Network processed $93 trillion. However, Nacha has not been content to coast on this success. Instead, the organization has continued to lead the payments conversation through innovation, education, and consensus-building. In a recent PaymentsJournal podcast, Larimer discussed the biggest accomplishments and hurdles in her storied career, the many new projects on Nacha’s docket, and why - after over three decades - she is still excited to be a part of the payments industry. The Accelerating Shift from Paper to Digital Although the financial services sector has undergone a widescale digital transformation, it didn’t happen overnight.

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