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Index/Finance/Payments Nerds
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Instant Payments at a Tipping Point: Marcia Klingensmith on RTP® Send Adoption, Modernization, and B2B Payments

Payments Nerds · 2026-06-18 · 29 min

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Episode notes

Instant payments have reached a tipping point as the RTP® network continuing to expand. The technology is proven, best practices are known, and financial institutions can no longer afford a wait-and-see approach - especially when it comes to enabling send capabilities. In this episode, Marcia Klingensmith of Candescent explains why banks and credit unions must move beyond receive-only participation, modernize their technology foundations, address fraud concerns with confidence, and prepare for a future shaped by AI, real-time data, and B2B innovation.

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