Embedded Finance Special Series: Where AI Really Works in Embedded Payments with Ankita Chowdhry, Payabli | Episode 519 - Leaders In Payments

Topics in this episode

fintech embedded finance Embedded payments payments payabli

Episode notes

Payments is full of “after-the-fact” reporting, but we want a world where the system warns you before the damage is done. I’m joined by Ankita Chowdhry, AI Product Lead at Payabli, to break down where AI is genuinely making a difference in payments right now and where it’s still mostly experimentation. We get specific about risk queues, underwriting reviews, compliance workflows, and why modern reasoning models can reduce manual work without sacrificing safety. We also dig into what embedded finance changes for vertical SaaS platforms. When you combine financial data with operational data, you can move beyond simple scoring and start adding context: what the business actually does, how customers behave, and what patterns usually lead to disputes or stalled activation. Ankita shares how that opens the door to proactive payments operations, like detecting elevated chargeback risk early and recommending actions before a merchant gets into trouble.

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