Zero Interest Funding: A Game Changer for Entrepreneurs

Jake & Gino: Real Estate Investing & Multifamily · 2026-02-16 · 50 min

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Topics in this episode

Real estate investing Financial freedom business growth Credit cards credit stacking

Episode notes

In this episode of the Jake and Gino Podcast, hosts Jake Stenziano and Gino Barbaro sit down with Jack McColl, co-founder of Scale with Funding, to explore creative funding strategies for entrepreneurs. Jack breaks down how business owners can access 0% interest business credit cards for 12 to 18 months, enabling them to deploy capital strategically without the pressure of immediate repayment. He also highlights the critical role of building a strong personal credit profile to unlock larger credit lines - an especially powerful tool for entrepreneurs who are still in the early stages and not yet generating significant revenue. Takeaways: Access to 0% interest credit can boost business growth. Building a strong personal credit profile is essential. Credit stacking allows for maximizing funding potential. Risks include overextending financially with credit. Preparation is key to seizing business opportunities. Chapters: 00:00 Introduction to Credit Stacking 03:16 Understanding Zero Interest Credit Cards 06:03 Target Audience for Credit Stacking 08:59 Risks and Downsides of Credit Stacking 11:55 Good Debt vs.