
Growth Masterminds: mobile growth podcast · 2025-09-09 · 12 min
Retargeting is one of the most powerful but misunderstood tactics in digital marketing. Too often, it's broken and marketers don't even know it. In this episode, I sit down with Paul Kovalski, head of marketing at Self Financial and host of the Efficient Spend podcast. Paul has driven more than $200M in revenue through paid media, and he brings a unique perspective on what really works in retargeting. We talk about: • The difference between paid and unpaid retargeting • Why incrementality is the key metric that most marketers miss • How fintech retargeting is different from retail or e-commerce • Why sometimes education beats the hard sell • The role of automation, MMPs, CDPs, and real-time audience updates • The hidden risks of “set it and forget it” automated campaigns If you’ve ever wondered whether your retargeting spend is truly moving the needle - or just padding platform reports - this conversation is for you. 00:00 Introduction to Marketing and Retargeting 00:29 Meet Paul Kovalski 01:34 The Goal of Retargeting in FinTech 01:58 Paid vs.