DCA Commerce Code · 2025-07-16 · 26 min
This week on Commerce Code, we speak with Keith Smith, Chief Executive Officer of Payouts Network . Payouts Network’s PayNow Platform executes instant payouts, digital credits, and pay with points - and as the name suggests, PayNow executes immediately. Today, we talk with Keith about Points as Programmable Currency. We have lived in a long period in which people, Americans especially, never questioned or even really thought much about what currency is, how it works or whether it might change. A big-picture view suggests that currency can be lots of things - and it’s not ridiculous to think that the next step in currency evolution could come out of the points/rewards/loyalty landscape.
Episode 190: Orchestrating the Future of Credit: How Alternative Data Pipelines are Changing the Lending Landscape71 / 100Episode 189: The Great Shopping Shift: How AI is Rewriting the Rules of CommerceEpisode 188: What AI Really Means for Loyalty Programs: Speed, Personalization, and Data ProtectionEpisode 186C: Intelligent Shopping Agents: What Do They Mean for Loyalty, Marketing, Google, Amazon and the Future?Episode 186B: Intelligent Shopping Agents: What Do They Mean for Payments, Consumers and Merchants?