Small Planning Conversations That Lead to Bigger Engagements

Episode notes

Sometimes the biggest client wins start with a simple question. In this episode, Cary Sinnett and Jackie Cummings Koski share five fast, high-impact planning ideas that can instantly deepen client conversations and uncover bigger opportunities. From forgotten 401(k)s and Roth-funded 529 strategies to overlooked HSA and charitable planning moves, these are the kinds of insights that make clients stop and say, "Wait… I didn't know that." If you want practical ideas you can use immediately to create value, strengthen relationships, and spark more meaningful planning engagements, this episode is for you. Questions answered: Can clients really use 529 plans for professional credentials and Roth IRA funding? How can clients access retirement money before age 59½ without the 10% penalty? Are advisors overlooking powerful HSA planning opportunities for families? What charitable giving strategies work best for non-itemizers? How do clients find forgotten 401(k)s and abandoned accounts?

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