What’s Changing in Bank Compliance, From Regulatory Oversight to AI: Ian Moloney, Chief Policy Officer at AFC

Episode notes

Bank regulation has shifted fast over the last 18 months, and Ian Maloney, Chief Policy Officer at the American Fintech Council, joins Keith Daly on Travillian Next to break down what it means for bank compliance and risk teams. They get into why the prudential regulators are more coordinated, how reputation risk left the exam handbooks in favor of material financial risk, and the first CAMELS rating rewrite since 1996. Ian also lays out where AI governance, model risk, and fair lending stand for banks, how AI is reshaping fraud detection, and what the 2026 midterms could mean for bank supervision. A clear status check for anyone working in banking, fintech, compliance, or risk.

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