
The Retirement Fiduciary Podcast · 2026-07-21 · 34 min
In this episode of The Retirement Fiduciary, Adam Koós pulls back the curtain on the parts of the financial world most people never see. This one started with a client request. Go find the bad advice floating around out there and shine a light on it. So Adam does exactly that. He walks through the conflicts of interest, sales tricks, and flat out scams that quietly cost everyday investors real money, and he keeps the whole thing in plain English so you can catch the warning signs early. This is part one of a two part conversation. Adam covers commissions and conflicts of interest, how a true fiduciary is actually held accountable, churning and reverse churning, the annuity moves that drain savings, mis-sold insurance, and two real fraud stories that will make you look twice at anyone promising something too good to be true. Part two lands in two weeks.