The Retirement and IRA Show · 2026-09-02 · 1h 30m
Chris's Summary Jim and I are joined by Jacob as we tackle four listener questions on Investment Positioning , covering Quicken tools for tracking positions, funding a delay period Minimum Dignity Floor with a stable value fund, evaluating a too-good-to-be-true real estate return, and weighing a target date fund for long-term care reserves. Jim's "Pithy" Summary Chris and I are joined by Jacob as we work through four listener emails, all circling back to how we think about Investment Positioning in retirement. (6:45) One listener wants to know what Quicken features another listener used to track positions. Jacob reads the original listener's own description of using Quicken to set up investment positions, plus separate categories for essential and discretionary spending. (14:30) George wonders whether the stable value fund in his large 401(k) is principal protected enough to draw on. He and his wife are both 60 and plan to delay Social Security roughly 10 years, and he's weighing this fund as the source to bridge that gap. Jacob and I dig into rate reset timing, liquidity restrictions, and mandatory withholding before landing on an answer.
Review of a DIY Retirement Plan: EDU #263671 / 100Social Security, Estate Planning, Annuity Safety: Q&A #263171 / 100Social Security, 403b Variable Annuities, Converting Inherited IRAs: Q&A #262769 / 100
IRMAA Brackets, Social Security, Annuity Inflation, QCDs, Listener PSAs: Q&A #2636Social Security, Social Security, Home Purchase, Fun Spending: Q&A #2635