The Personal Finance Podcast · 2026-09-02 · 58 min
There is no such thing as saving money. You are only deferring spending, and the moment that clicks, the guilt you feel every time you touch your savings disappears. Jesse Mecham, founder of YNAB, explains why every dollar you own is meant to be spent. Want personalized help from Andrew? Join Master Money Academy at Join Andrew’s FREE Investing for Beginner’s Masterclass: Live Call Registration Form: What You'll Learn in This Episode Why treating saving and spending as opposites keeps you stuck The question Jesse builds every money decision around How labeling your cash removes the guilt of spending it Why an expense you planned for stops feeling like an emergency Where people actually find the money to pay off debt, according to 100+ interviews Why a bigger paycheck does not fix a spending skill problem The approach that gets a hesitant partner on board instead of defensive What every household should have documented in case something happens to the money person How Jesse's seven kids learn to handle their own money, starting at age eight Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom.
Type A vs. Type B Money Personality: Which one are you?50 / 1005 Side Hustles That Can Turn Into a Full Time Income (Part 4)55 / 100Should I Chase a Higher Savings Rate? Can We Semi-Retire in Our 40s? How Do We Rebuild After Bankruptcy? (Money Q&A)62 / 100The 12 Worst Money Habits (Ranked!)How to Save $100,000 on a Low Salary