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Index/Startups & Founders/The Entreprenudist Podcast
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119 Trigger the We Pay: How a Sworn Proof of Loss Changes Everything: Shaun Hodge, Melanie Spoon, Cal Spoon

The Entreprenudist Podcast · 2026-02-13 · 2h 36m

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Episode notes

Trigger the We Pay: How a Sworn Proof of Loss Changes Everything Recorded live at the SRC Summit, this conversation brings together Attorney Shaun Hodge and Public Insurance Adjusters Cal and Melanie Spoon for a blunt, practitioner level breakdown of what actually moves an insurance claim from "stuck" to "resolved." Their core message is simple: most delays, denials, and "frivolous" lawsuits trace back to one root problem, incomplete performance of the policy's Duties After a Loss. When the claim file is built correctly and the Sworn Proof of Loss (SPOL) is submitted as a true package, it triggers the carrier's obligations under the We Pay section, starts real statutory timelines, and forces a decision. From there, the path is clean: pay and close, or breach and face consequences. Expect practical guidance on documentation, process discipline, when to go legal, how to preserve leverage, and why so many professionals unknowingly give the carrier extra time, extra control, and extra "float." Speakers Shaun Hodge: Policyholder Attorney focused on insurance claim litigation and pre suit strategy.

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