PayTech Talk · 2026-06-24 · 18 min
Martin Henke, Executive Director Banking & Payments at Capco Munich, joined PayTechTalk host Jan Jaap Omvlee to explore the future of European payments - and whether Wero, the EPI-backed pan-European wallet, can hold its own against established players like PayPal and win over merchants at the point of sale. Martin shared his perspective on the competitive dynamics reshaping the European payments landscape by: Assessing Wero's viability as a pan-European wallet and its ability to compete with PayPal at the point of sale Examining whether the digital euro would undercut the case for bank-led payment initiatives Exploring why banks remain sceptical about new payment schemes while facing mounting pressure to innovate The episode explores how banks and payment service providers must navigate the tension between strategic caution and the urgency of innovation, in a market where new technologies, shrinking margins, and regulatory ambition are forcing fundamental choices about the future of European payments.
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