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80 | Crypto Adoption in Africa: Payments, Regulation & Building Trust in Web3

Nephology · 2026-04-16 · 42 min

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Episode notes

Today on Nephology, our host Joe David sits down with Tarris Arnold, Business Development Lead at Luno South Africa, to explore how crypto is moving beyond trading into real-world utility, payments, and strategic partnerships in emerging markets.Tarris shares his journey into the crypto industry and what led him to his role at Luno, before breaking down the platform’s mission to make digital assets more accessible and practical for everyday users. The conversation focuses heavily on South Africa as one of the most dynamic crypto markets globally, where adoption is increasingly driven by real use cases rather than speculation.They discuss the rapid growth of crypto payments and merchant adoption, and how initiatives like Luno Pay and integrations with partners such as Zapper and Discovery Bank are shaping how people interact with digital assets in daily life. Tarris also unpacks the importance of partnerships in driving ecosystem growth, and how collaboration between fintechs, banks, and crypto platforms is accelerating adoption.The episode also explores the evolving regulatory landscape in South Africa, and how Luno balances innovation with compliance.

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