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Index/Finance/Interviews with Leaders in Fintech & Web3
Interviews with Leaders in Fintech & Web3 artwork

How Crypto Will Replace the Banking System in the Next 10 Years | WIF Podcast

Interviews with Leaders in Fintech & Web3 · 2026-05-14 · 44 min

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Episode notes

Today's guest is Xen Baynham-Herd, Director of Growth at Base and Global Builder Ecosystem lead at Coinbase, working at the centre of where crypto, AI agents, and the future of finance collide. Before Coinbase, Xen spent eight years as a fixed income trader at UBS, where he championed an internal stablecoin project that eventually spun out into Finality, backed by UBS, Deutsche Bank, Barclays, and Santander. He then made the leap into crypto, rising to COO at blockchain.com, before stepping off the corporate ladder to work with Balaji Srinivasan on the Network State. He went on to found his own startup, Roam XYZ, which was later acquired by Coinbase.

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