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How technology is transforming agricultural insurance for smarter risk assessment

Insurtech Story Podcast · 2026-02-13 · 28 min

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Episode notes

Agricultural insurance is rapidly evolving as insurers adopt technologies such as satellite imagery, AI, and real-time weather data to better understand risk and respond faster to losses. This episode explores how tech-led innovation is reshaping agricultural risk management and building greater trust, efficiency, and resilience across the farming ecosystem. Discussion Points: 1.How are technologies such as satellite imagery, IoT sensors, weather models, and AI transforming risk assessment and underwriting in agricultural insurance? 2.In what ways is parametric and index-based insurance, powered by real-time data, improving claim accuracy, speed, and trust among farmers? 3.What technology, data, and ecosystem challenges must insurers overcome to scale digital agri-insurance solutions across emerging markets? Speaker Bio: Kolli Rao serves as President & Senior Advisor at Aon India Reinsurance Solutions, bringing more than 35 years of experience across insurance, reinsurance, and agricultural risk management. His work spans corporate governance, climate risk strategy, and ESG leadership.

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