Fintech Leaders · 2026-04-30 · 41 min
Send us Fan Mail I sat down with Renaud Laplanche, Co-Founder and CEO of Upgrade, a consumer fintech valued at $7.3 billion. Since 2017, Upgrade has originated over $45 billion in credit to 7.5 million customers, crossed $1 billion in annualized revenue, and has been cash flow positive for years. Renaud also founded Lending Club and took it public in what was the largest US tech IPO of 2014. He is one of the most accomplished entrepreneurs in fintech and someone I personally admire. We discussed building a multi-product platform from day one, how a company acquisition became their best customer generation engine, the first AI-native product Upgrade is shipping soon, and much more. Outside fintech, Renaud is an avid Sailor holds the Guinness World Record for the fastest Newport to Bermuda sailing crossing. Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond. Do you prefer a written summary? Check out the Fintech Leaders newsletter and join ~85,000+ readers and listeners worldwide!
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