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Index/Finance/Fintech Family Hour
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Alex Johnson on Credit Scoring: Past, Present, and Hypothetical Future(s)

Fintech Family Hour · 2024-05-12 · 55 min

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Episode notes

We bring back a fan-favorite of the show: Alex Johnson. But this time we don’t chat over Zoom, we had to do this Podcast face-to-face. Because I needed Alex to deep-dive into how the credit world works… Enjoy! Links: Fintech Takes Alex on X Sponsor: Skipify Topics: (00:00:00) - Intro (00:03:40) - Alex’s career in the credit world (00:16:38) - The year banking changed forever (00:19:31) - Federally chartered banks (00:23:58) - How has credit scoring kept up with innovation? (00:39:34) - Credit building theory & Buy Now Pay Later (00:44:30) - Do we need another credit bureau? (00:467:11) - Where would you build within the credit scoring industry if you were a founder?

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