Fintech Daydreaming · 2026-04-10 · 45 min
In this episode of Fintech Daydreaming, Ville, Pål, and Janne are back with another round of Nordic Fintech Highlights - recorded somewhere between back-to-back meetings, holiday travel plans, and at least one log cabin in the Finnish wilderness (buffering included). From there, we dive into what actually happened in Nordic fintech last month: Modest funding rounds, ongoing consolidation, and the quiet realization that scale still wins. And a quick detour into Revolut casually printing profits and eyeing the Nordics like it’s their next hobby. Then we get into the real meat: Ville brings a story that sounds boring… until it isn’t: .- DNB launching Buy Now Pay Later for businesses (yes, really) .- 30-second onboarding, AI-powered credit decisions, and the ability to delay payments without paying interest. .- Or, as Pål puts it: “a new and exciting way to bankrupt companies” Which leads to a surprisingly deep debate: .- Is BNPL actually useful for SMEs or just consumer debt in a suit? .- Are we solving cash flow problems or just moving them 90 days forward?
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