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Index/Finance/Fintech Combine
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The Activation Problem Holding Back Credit Unions

Fintech Combine · 2026-04-24 · 44 min

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Episode notes

In this episode of the Fintech Combine, Kris Kovacs sits down with the team behind Sway Stack to unpack one of the biggest hidden challenges in banking today: what happens after a new account is opened. With acquisition costs rising and engagement lagging, they explore why so many new members go inactive in the first 30 days - and how credit unions can fix it. From smarter onboarding to driving real activation and long-term relationships, this conversation breaks down how financial institutions can turn new accounts into truly engaged members.

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