Disrupt & Innovate · 2026-06-23 · 25 min
Healthcare costs are crushing employers - and too many benefit plans are still built around a broken system. In this episode of Disrupt & Innovate, Lisa L. Levy sits down with Dan Cosgrove to explore how employers can rethink healthcare benefits to reduce costs, improve employee well-being, and create smarter, more sustainable outcomes for everyone involved. Drawing on his 20-year journey in healthcare, Dan shares innovative strategies that help businesses simplify their benefit plans, better align HR and finance, and empower employees through preventative care. This conversation goes beyond surface-level fixes to examine the structural incentives driving the healthcare system - and what employers can do differently if they want better results. A key part of the discussion is Dan’s three-layer healthcare model: prevention, accident, and safety net. It’s a framework designed to help employers make more intentional decisions, support healthier employees, and avoid the rising costs that come from reactive care.
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