Warning: AI Exclusions Are Here

Episode notes

In this episode of Cyber Sip , host Kevin Szczepanski and returning guest Kelly Geary explore the growing impact of AI on the insurance landscape, focusing on the rise of AI exclusions in policies and the challenges insurers face in underwriting an evolving risk. They discuss how carriers are proactively addressing “silent AI” exposure through exclusions, definitions, and sublimits while highlighting the uncertainty these changes create for policyholders. The conversation emphasizes the importance of realistic expectations about coverage as the gap between rapidly advancing technology and slower-moving insurance frameworks continues to widen.

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