Curiosity Code Podcast · 2026-03-16 · 20 min
Lovely listener, share with us your thoughts! Digital banking transformation in Armenia and Central Asia: ACBA Bank's Head of Digital Banking reveals how banks are navigating blockchain adoption, payment infrastructure gaps, and compliance challenges in emerging markets. Artur Kartshikyan, Head of Digital Banking at ACBA Bank, discusses the future of banking in Armenia, blockchain's role in financial institutions, and why Central Asia's payment corridor lacks modern infrastructure. This episode explores digital banking strategy, regulatory compliance, and innovation opportunities in emerging fintech markets. ⏱️ KEY TOPICS & TIMESTAMPS 0:00 Introduction 5:21 Central Asia Corridor Payment Infrastructure Challenges 7:32 Blockchain as Banking Threat or Collaboration Opportunity 12:44 ACBA Bank Balances Innovation and Compliance in Digital Infrastructure 16:06 The Future of Banking: Digital Transformation Ahead 19:16 Armenian Banking Outlook and Digital Payment Evolution ABOUT THE GUEST Artur Kartshikyan is the Head of Digital Banking Department at ACBA Bank OJSC, where he leads digital transformation initiatives and modern banking infrastructure development in Armenia.
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