AttackIQ · 2022-10-17 · 23 min
Guest: Josephine Wolff, The Fletcher School of Law and Diplomacy For anyone interested in understanding cybersecurity insurance, Josephine Wolff is the premier global expert on the issue. And cyberinsurance is a tricky market. “We’re all relying on the same infrastructure or the same fairly small set of infrastructure for our computer systems,” Josephine says in this episode of Think Bad, Do Good. Other types of insurers can diversify their risk portfolio and assume that all policy holders are not going to be hit by the same fire, the same flood, or the same car accident all at once. But due to the scope of cybersecurity risk, cyberinsurers lack that luxury. How does it play out? “The ideal would be your insurer comes in, they assess your security posture, and then they price your premium based on how good your security is. And I think what a lot of companies feel now is like, they come in, they do this endless questionnaire, and then they’re just going to price your premium based on how big your company is anyway.” The impact is significant.
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