A Smarter Retirement Income Strategy | EP 59

Episode notes

What happens when the paycheck stops? And is your retirement plan built for income… or just growth? In this episode, with Patrick J. Negado, financial advisor and author of The Canoe in the Current, to break down a smarter approach to retirement planning, wealth management, and guaranteed income strategies. After nearly 30 years in financial services, Patrick shares what most investors miss: retirement isn’t about chasing higher returns. It’s about building reliable income, protecting against market volatility, and structuring assets with intention. In this conversation, we cover: • Why most retirement plans fail despite strong portfolios • How to create guaranteed retirement income • The shift from wealth accumulation to income distribution • Smart investing strategies for pre-retirees and retirees • The role of Social Security, annuities, and diversified portfolios • Real estate vs. stock market investing for long-term wealth

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