2026 Capital Markets Forecast: Non-Agency Growth, Pricing Certainty, and the New Mortgage Playbook

Episode notes

This episode of The FinTech Hunting Podcast delivers a no-fluff, high-impact breakdown of what mortgage professionals need to know to stay competitive in today’s rapidly evolving market.Host Michael Hammond is joined by Eloise Schmitz, CEO and Co-Founder of LoanNEX, for an expert analysis on the forces reshaping mortgage lending in 2026 - from non-agency momentum and pricing execution to investor eligibility and tech-driven innovation.If you're in lending, capital markets, or fintech, this isn’t just another industry update - it’s your playbook for the year ahead.What You’ll Learn in This Episode:Why non-agency originations doubled year over year - and what’s driving the shiftHow execution certainty is reshaping loan officer strategies and secondary market decisionsBehind the numbers: 11,000+ users across 400+ lenders on the LoanNEX platformThe rise of exception-based workflows - and why 30% of non-QM volume depends on itHow stable mortgage rates near 6% are reigniting borrower activityThe role of ICE Technology's Encompass, TPO Connect, MeridianLink, and Laramac in modern pricing enginesGrowth in unique loan programs: doctor loans, investment properties, cannabis income…

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