This is THE BIGGEST RISK to Your Retirement Portfolio
The Personal Finance Podcast · 2026-06-08 · 1h 0m
Episode notes
Two retirees. Same portfolio. Same returns. One ran out of money at 87. The only difference was when the bad years hit. Here is how to make sure you are not the unlucky one. Join Andrew's FREE Masterclass The Portfolio Pyramid: What You'll Learn in This Episode What sequence of returns risk is and why it can permanently destroy a retirement portfolio in the first three years Why two people with identical portfolios and identical returns can end up with a $700,000 difference by year three The cash buffer strategy that shields your portfolio from early retirement market crashes How bond tenting works and why the smartest retirement researchers say to do the opposite of what most people think The dynamic withdrawal strategy that lets you spend more in good years and protect your portfolio in bad ones How to build a guaranteed income floor so market crashes never threaten your non-negotiable expenses Why flexibility in your first few retirement years is the most powerful weapon you have against sequence risk Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. Try Master Money Academy FREE for 7 days today!