The Insurance Crisis Nobody Is Talking About (With Bob Litterman)
The Personal Finance Podcast · 2026-06-05 · 52 min
Episode notes
Your home insurance bill is not going up because of inflation. It is going up because of a risk that was mispriced for decades and is now coming due. Episode Sponsor Coalition for an Insurable Future Website: Facebook: What You'll Learn in This Episode Why home insurance is up 74% since 2008 and is not coming back down How one weather event turns into a coverage gap, an un-mortgageable home, and a collapsing property value Why insurance companies are not the villain here and who actually is What happens when state-backed insurance plans run out of money Why one in seven homeowners now has zero insurance coverage What every homeowner should do right now to reduce their exposure Why renters are not off the hook from this crisis either Start Here Join the community built to help you master your money, stay accountable, and reach financial freedom. Try Master Money Academy FREE for 7 days today! Join Andrew’s FREE Investing for Beginners Masterclass Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Watch Next How to Shave Off 7+ Working Years and Retire Early! Is the American Dream Dead?