Beyond Buy and Pray: How Van Carlson's 831B Captives Give Small Businesses Big Risk Power

Episode notes

In this new, limited series of Risk Management: Brick by Brick, host Jason Reichl sits down with Van Carlson, Founder and CEO of SRA 831(b) Admin for Episode 1 of ‘Documentation & Organization’ , to explore how small and medium-sized businesses can access enterprise-level risk management through 831B captive insurance programs. Van brings three decades of experience helping business owners move beyond traditional "buy and pray" insurance approaches to strategic risk financing that builds wealth while protecting assets. Discover how 831B captives work like "health savings accounts for your business," why the tax code was originally designed to help smaller insurance companies compete, and how modern businesses are using these structures to cover non-transferable risks like supply chain disruptions, brand protection, and cyber incidents. Learn about Van's innovative "halo coverage" approach and why he believes every business owner should consider strategic risk retention as part of their growth strategy. To find out how TrustLayer manages risk so that people can build the physical world around us, head to TrustLayer.io .

• Why Your COIs Are "Useless" | Advanced Construction Risk Management featuring Robert Hudson Jr.71 / 100
• The Power of Yes: Transforming Risk into Hospitality with Christine Trippi64 / 100
• Designing for Human Behavior and Managing Live Event Risk Without Killing the Magic with Annie Quaile64 / 100
• Universal Creative Legend: Is AI a Real Risk to the Physical World?
• Employee Training and Workplace Culture Risk with Adrea Gibbs