Episode 264: Product at Scale Inside the World’s Largest Financial Institutions

Episode notes

This episode explores what it takes to build great products inside large financial institutions where product teams must balance modernization, legacy systems, scale, and regulation. Through conversations with leaders from Vanguard, Chase, and Affirm, Melissa Perri highlights how strong product organizations connect strategy, operating models, and customer outcomes. Marco De Freitas and Amber Brestowski from Vanguard share lessons from digital transformation, including why transformation is ultimately about people, culture, and clarity of outcomes rather than technology alone. They explain how Vanguard ties modernization to its mission by improving client experience in ways that help investors make better long-term decisions. Jameson Troutman, Head of Product for Small Business at Chase, discusses how large organizations can move from funding projects to funding product capacity so teams can continuously prioritize and deliver outcomes. The episode closes with Vishal Kapoor, Senior VP of Product Management at Affirm, who explains how fintech teams can work with legal and compliance as embedded partners instead of blockers.